Your Private NC Mountain Acre
Swaringen Road : Traphill, NC 28685
Wilkes County, North Carolina
Land Description
Owner Financing:
- $1438 down (plus the $499 doc fee)
- $1438 down $468.47/Mo for 60 months (plus prorated taxes and note maintenance fee)
Your Private NC Mountain Acre
Some people do not just want to visit the outdoors. They want to live close to it. They want a base. A private place they can return to every season, wake up early from, and step outside into something real.
This one-acre parcel in Wilkes County, North Carolina is built for that kind of person.
It sits about 10 minutes from Stone Mountain State Park - one of the best outdoor destinations in all of North Carolina. Under two hours from Charlotte. Private, wooded, and accessible off a state maintained paved road. For an outdoor adventurer who has been looking for their own piece of North Carolina mountain land for sale, this property delivers exactly what that search has been about.
What This Land Looks and Feels Like
Walking this property on Swaringen Road, here is what you find. A wooded acre with natural spacing between the trees. Enough cover to feel completely private. Enough open movement to walk the land comfortably and start picturing what you want to do with it.
The tree line creates a natural boundary between the property and the road. Beyond the property, neighboring lots open into pasture land with mountain views stretching out in every direction. That combination of wooded privacy on your acre and open views beyond it makes the land feel larger than one acre suggests on paper.
This is Wilkes County NC land with the quiet, rural character that outdoor buyers look for and rarely find at this price point.
10 Minutes From Stone Mountain State Park
This is the detail that makes this property stand out from every other parcel in the region.
Stone Mountain State Park is one of the premier outdoor destinations in North Carolina. People drive from cities like Charlotte - under two hours away - just to spend a weekend here. When you own land near Stone Mountain State Park, you do not make that drive. You are already there. Ten minutes away and on your own ground.
Here is what the park offers across every season of the year:
Fishing in clean mountain streams known for their quality throughout the park - ideal for anglers of every skill level
Hiking trails with sweeping views across the North Carolina mountain landscape
The sliding rock inside the park - a natural feature that has drawn outdoor lovers for generations
Wildlife throughout the park and surrounding area that makes every visit feel different
The Stone Mountain County Store - a rustic local stop with food and delicious ice cream that becomes a regular tradition for anyone who spends serious time in this area
For an outdoor adventurer, having all of that 10 minutes from your own private acre is not just convenient. It changes how you live on weekends. It changes how you plan your seasons. It makes the land a true base rather than just a destination.
Privacy and Space to Do What You Came to Do
For buyers who value privacy and outdoor access, this property offers the space and separation that makes a weekend feel like a real escape.
The wooded setting on Swaringen Road creates natural cover from the road and the surrounding area. No HOA and fewer restrictions than most developed areas. No subdivision noise. No rules from a homeowners association telling you what you can do with your own ground.
The community around Traphill NC is quiet and rural. It has been that way for a long time and the people who live here want to keep it that way. For an outdoor adventurer who wants privacy, space, and a community that understands and respects that, this is the right environment.
Getting There Is Easy
Swaringen Road is a paved county road maintained by the North Carolina Department of Transportation. That means reliable year round access regardless of weather or season. From Swaringen Road a dirt road carries you through a legally recorded and usable right of way to the property itself.
The access path gives you flexibility to clear and shape it over time, creating a defined entry that fits how you plan to use the land. Power lines run along the public roads in the area with service available through Duke Energy or Blue Ridge Energy.
Here is a quick summary of the access picture:
Under two hours from Charlotte Nc
About 10 minutes from Stone Mountain State Park
Paved county road access via state maintained Swaringen Road
Dirt road through legally recorded right of way to the property
Power available along public roads through Duke Energy or Blue Ridge Energy
Quiet rural community in Wilkes County NC near Traphill
Zoning and Intended Use
The property is zoned Residential Agricultural R-20A. This is the standard rural classification for this part of Wilkes County. No HOA and fewer restrictions than most developed areas.
We always recommend verifying your specific intended use directly with the Wilkes County Planning Department before making any decisions. Whether you are thinking about a campsite, a future structure, or simply holding the land as your outdoor base, that conversation with the county gives you the clarity you need. If RV use is part of your plans, confirming with the county directly will help you move forward with confidence.
Our team is happy to help point you in the right direction when you call.
Why This Makes Sense as a Long Term Hold
Owner financed land in NC at this price point, 10 minutes from an established state park, does not come along often. Land near outdoor recreation destinations holds its value because the demand for that kind of access never goes away.
For an outdoor adventurer thinking long term, owning your own ground near Stone Mountain State Park means more than weekend access. It means a permanent base in a part of North Carolina that continues to draw people who love being outside. That is worth holding onto.
The Numbers
Here is exactly what ownership costs:
Cash Price: $21,999
Down Payment: $939
Monthly Payment: $468.47 per month for 60 months
Total Down Payment including doc fee: $1,438
Doc Fee: $499
Owner financed land NC means no bank required. The process is straightforward and our team will walk you through every detail when you call. At $468.47 a month you are not just paying for access to the outdoors. You are building toward owning the land outright. At the end of those 60 months it is yours completely.
A Few Things Worth Knowing
We believe every buyer deserves honest information before making a decision. Here is what we want you to know going in:
The access path gives you flexibility to clear and define it the way you want. Some clearing will be part of getting the land set up the way you envision it.
The dirt road access runs through a legally recorded and usable right of way across a neighboring property. This is common for rural land in this area and your access is legally protected.
If RV use is part of your outdoor plans, confirming that with the county directly will give you the clarity you need to plan accordingly.
Zoning is R-20A. Always verify intended use with Wilkes County Planning Department before committing.
We share these details because that is how we do business. Our job is to make sure you have everything you need to make the right decision.
If you have been looking for a private outdoor base near the North Carolina mountains and this property caught your attention, that feeling is worth a real conversation.
Owning land is not something to rush and we would never want you to. This deserves a conversation where you can ask every question you have and feel completely clear before taking any next step.
Call our team today and let's talk through what owning this acre of North Carolina mountain land would actually look like for you. You will speak with someone who takes this kind of decision seriously and genuinely wants to make sure it is the right fit before anything is signed.
State: Nc
County: Wilkes
Zip: 28685
Size: 1 acres
Apn: 1903222
Legal Description: Wilkes County, North Carolina and more particularly described as
follows:
BEGINNING at an iron stake, the southeast corner of David R. Doss
(Book 680,Page 753), in the western line of John Brown (Book 540,
Page 729); and
running thence from said beginning South 00 degrees 03 minutes 41
Seconds West 154.50 feet to an iron stake, said iron being located
North 00 degrees3 minutes 41 seconds East 618.25 feet from the
northeast corner of Roy J. Marion (Book 694, Page 744); running
thence South 89 degrees 52 minutes 44 seconds West 281.94 feet to
a new iron stake; thence on a new line for Brian M. Farrell North 00
Degrees 03 minutes 41 seconds East 154.50 feet to a new iron stake;
thence with the line of David Doss North 89 degrees 52 minutes 44
Seconds East 281.94 feet to the point of Beginning and containing
1.0 acres, more or less, as surveyed by Larry Ralph Absher, Jr.
Grantor herein does hereby grant, bargain and convey unto Grantee,
his heirs, successors and assigns, a perpetual right and easement,
across the lands of Grantor, for the purpose of ingress, regress and
egress, said right of way being over an existing private drive running
from S.R. 1752 to the property described above.
Lat/Long Coordinates:
Nw: 36.3637674, -80.9954099
Ne: 36.3637674, -80.9944474
Sw: 36.3633228, -80.9954065
Se: 36.3633300, -80.9944450
Elevation: 2,930 ft feet
Annual Taxes: Approx. $72 per year
Zoning: Residential
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric
Owner Financing:
- $1438 down (plus the $499 doc fee)
$1438 down $468.47/Mo for 60 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.
Land Maps & Attachments
Directions to Land
Driving Directions from Charlotte NC:
Head north on US-421 N from Charlotte
Continue on US-421 N through Statesville and Wilkesboro - approximately 90 miles
Take the exit toward North Wilkesboro and continue into Wilkes County
Follow local roads toward Traphill and Swaringen Road
Destination is approximately 10 minutes from Stone Mountain State Park
Total drive time is approximately 1 hour and 45 minutes from Charlotte.
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