3.20 Acres with River Access
Island Ford Rd : Laurel Springs, NC 28644
Ashe County, North Carolina
Land Description
Owner Financing:
- $9799 down (plus the $0 doc fee)
- $9799 down $635.50/Mo for 84 months (plus prorated taxes and note maintenance fee)
Some people have been thinking about this for a long time.
Not a hotel. Not a campground booking. Their own land. A place they can get to on a Friday and be on the water before sunrise. A place where the only schedule that matters is theirs.
If that sounds like you, this property deserves a serious look.
This is 3.20 acres in Ashe County, North Carolina. It sits about 10 miles outside of Laurel Springs on Island Ford Rd, a state-maintained road. The land is wooded and private. And it comes with a reserved river access parcel included with the sale.
That river access is what makes this parcel worth stopping for.
What The River Gives You
The New River runs through Ashe County. It is one of the oldest rivers on the continent. It runs clean and cold through the Blue Ridge Mountains at an easy, unhurried pace.
The reserved access parcel is included with this property. It is a dedicated parcel that gives you a real place to reach the river directly. This is not a vague mention of nearby water. It is yours.
Think about what a morning looks like here.
You wake up when you want to. The air is cool and still. You grab your rod and walk to the water. The New River is well known among anglers in western North Carolina. Trout move through these waters. You are fishing your water. On your schedule. No crowds. No reservations.
When the fishing is done, the river is still there. Kayaks go in. You sit on the bank and let the afternoon happen. This is the kind of river access land in NC that people search for and rarely find at this price.
The Land
The tree cover is thick and mature. It gives the property deep natural privacy. The land feels settled and quiet the moment you step onto it.
The natural slope gives it character. You can find your spot to set up camp. You can plan a base for the future. Or you can just walk the ground and take in the ridge above you.
Wildlife is active on this property. Deer are common. The mix of wooded cover, water, and elevation makes this strong hunting land in NC year-round. Whether you hunt or just want to spend time out in it, the land gives you something every visit.
Island Ford Rd is state-maintained. That means reliable access in any season. You load up on a Friday and you are on the property before dark. That kind of access matters every single time you make the drive.
Power is available nearby. Internet is accessible in the area. There is no HOA. The deed is unrestricted. Annual taxes run around $75 per year.
If you have specific plans for the land, a quick call to the Ashe County Planning Department will answer any zoning or use questions. We are glad to help you prepare for that conversation before you move forward.
Ashe County
Ashe County has held on to its character. The land here reflects the pace and feel of the mountains. The community has deep roots. It is the real thing.
West Jefferson, the county seat, is about 20 minutes away. Real restaurants. Local shops. A main street that has been there long enough to mean something. You will feel it the first time you drive through.
The New River State Park runs through the county. It gives you additional trail access, paddling water, and open space beyond your own parcel. Laurel Springs is the closest community to the property. Small and quiet. Exactly what you want nearby when the whole point is to get away from the noise.
For the outdoor recreation buyer, Ashe County delivers every time. Fishing. Hunting. Hiking. Paddling. Owning land here means having a home base for all of it. On your schedule. Without booking anything in advance.
Why This Parcel Stands Out
State-maintained road access. Island Ford Rd gets you here reliably in every season. That matters every time you make the drive out.
Reserved river access included. This is what separates this listing. River access land in NC at this price is rare. It adds lasting value and gives you a direct connection to the water that most parcels simply do not have.
Wooded and private. Thick tree cover and natural slope create a setting that feels remote even though the road in is easy and reliable. You get both.
Rich wildlife. Deer are active on this property year-round. The terrain and water draw game consistently. This is land that earns its keep for the outdoor buyer every season.
No HOA. Unrestricted deed. You make every decision about this land. How you use it, how you run your time here, and what you build is entirely yours to determine.
Owner financing available. No bank required. The numbers are honest and the process is clean.
The Numbers
Cash Price: $45,799
Owner financing is available. No bank required.
Total Down Payment: $9,799
Earnest Deposit: $2,000 (applied toward the total down payment)
Monthly Payment: $635.50 T
Erm: 84 months
Doc Fee: None
Closing: Attorney-guided
Annual Taxes: Approximately $75 per year
Apn: 7
New Apn: 42
At the end of 84 months, 3.20 acres of wooded mountain land in Ashe County, North Carolina with river access is yours outright. That is a strong result for a monthly number that fits a real budget.
Let's Talk
If you have been searching for river access land in NC and this property gave you that feeling of this is the one, that feeling is worth a conversation.
Call our team today. You will speak with someone who has walked this property and knows what it offers an outdoor buyer. We will cover the river access parcel, the road, the financing, and every question you have so everything is clear before you decide anything. Then we guide you from that first call all the way to a recorded deed in your name. That is how we work.
State: Nc
County: Ashe
Zip: 28644
Size: 3.2 acres
Apn: 7
Legal Description: Lot 27 as shown on a Plat of "The Sanctuary" which appears of record in the Ashe County Public Registry in Plat Book 5, at Page 146-A
Lat/Long Coordinates:
Nw: 36.439999, -81.381333
Ne: 36.440010, -81.381131
Sw: 36.438682, -81.382035
Se: 36.438846, -81.380922
Elevation: 2,872 ft feet
Annual Taxes: Approx. $$72 per year
Zoning: No Zoning
Flood Zone: No
HOA/POA: No
Improvements: No improvements done.
Access: Paved Road
Water: Will need to install a Well
Sewer: Will need to install a Septic System
Utilities: Electric, Internet
Owner Financing:
- $9799 down (plus the $0 doc fee)
$9799 down $635.50/Mo for 84 months (plus prorated taxes and note maintenance fee)
We do not offer owner financing for residential use or full-time living on the property during the financing term.
Land Maps & Attachments
Directions to Land
The Drive From Charlotte
If you are coming from Charlotte, the drive is about two hours. It is one of those drives that earns its destination.
You head north out of the city on I-77, leaving the skyline behind. The road opens up and the landscape starts to change around you. Stay on I-77 North until you pick up US-421 North toward Wilkesboro. That stretch runs about 88 miles and takes roughly an hour and twenty minutes. The Blue Ridge starts to rise in front of you. You will notice the difference in the air before you even get off the highway.
From Wilkesboro, take NC-16 North. This is where the drive becomes the experience. The road carries you up into the mountains for about 32 miles. It narrows. The tree line closes in. The elevation climbs. By the time you reach Laurel Springs, the rest of North Carolina feels like it belongs to a different world.
From there, Island Ford Rd takes you the rest of the way to the property. State-maintained, reliable, and exactly the kind of road that tells you the land on the other end is worth the trip.
Total drive from Charlotte: approximately 2 hours.
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