Budget-Friendly Florida Land
S Highway 17 : Satsuma, FL 32189
Putnam County, Florida
Land Description
There is something special about owning a piece of American soil. It does not care about your credit score. It does not answer to a bank. It just sits there - solid, real, and yours. This nearly half-acre wooded lot in Satsuma, Florida is that kind of land. It sits right along paved S Highway 17, also known as Fl-15, in Putnam County. The trees are standing. The road is right there. And the price is honest. If you have been waiting for the right moment to put your name on a deed, this might be it.
Pricing Options
- Owner financing: $250 doc fee (nonrefundable) + $500 down + $265/Month for 84 months
- Discounted cash price: $16,200 + $250 doc fee (nonrefundable)
No banks. No credit checks. No pre-payment penalty. Just a simple agreement between you and us. That is how we do things at Rowes of Land.
This is a vacant, wooded lot of 0.39 acres in Satsuma Heights subdivision, Putnam County, Florida. It has direct frontage on a paved state highway, making access easy year-round. The terrain is wooded, giving the land a natural, private feel. Elevation sits at about 79 feet, and the parcel is not in a flood zone or wetlands area. Property taxes are just $55.73 per year - that is less than five dollars a month to hold a piece of ground you can call your own.
Key Property Features:
• 0.39 acres of wooded land
• Direct frontage on paved S Highway 17 / Fl-15
• Not in a flood zone or wetlands area
• Elevation of 79 feet above sea level
• Low annual property taxes of just $55.73
• Located in Putnam County - outside city limits
Future Development Options:
• Build a single-family home on your timeline
• Place a mobile or manufactured home (1980 or newer, per Florida Building Code)
• Install a tiny home (must be over 400 sq ft, permanently placed)
• Develop as a future family homestead or long-term land investment
• Explore short-term rental potential once developed
Financing Benefits:
• No bank or credit check required
• No pre-payment penalty - pay it off early and save
• Low monthly payments that fit a working family budget
• Simple, private transaction built on trust
This land is currently vacant and undeveloped. Camping is not allowed on this property per county rules, and the property cannot be lived on while under owner financing. This is land you are building toward - a foundation for something bigger.
Contact us today to get started. We keep things simple. You pick your payment option, sign a straightforward agreement, and the land is yours. No runaround. No hidden fees. Just honest land from a family that believes in what you are working toward. Reach out now and ask us anything - we are happy to answer.
Imagine what it means to pass something real down to your kids or grandkids. Not a savings account that loses value every year. Not a rental payment that disappears each month. But actual land - something they can walk on, point to, and say,
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: 1332 S Highway 17, Satsuma, FL 32189 - GPS Center: 29.54805, -81.652
Total Distance: Approximately 11.5 miles
Estimated Time: Approximately 14 minutes
1. Start on SR20 in Palatka, FL. Head south on US-17 South / FL-15 South.
2. Stay on US-17 South / FL-15 South. This road will take you straight through Palatka and south toward Satsuma.
3. Continue south on US-17 South / FL-15 South for approximately 9.5 miles.
4. Pass through the small community of Pomona Park. You will see a Circle K gas station on US-17 at mile marker area around Pomona Park - this is a good landmark.
5. Continue south on US-17 South / FL-15 South for approximately 2 more miles past Pomona Park.
6. Watch for the address area near 1332 S Highway 17, Satsuma, FL 32189. The property will be on your right (west side of the road) as you head south.
7. Arrival: Property is located along S Highway 17 / FL-15 near GPS coordinates 29.54805, -81
Access Notes:
- Road surface type: Paved (S Highway 17 / FL-15 is a paved state highway)
- Seasonal notes: Road is accessible year-round; no seasonal closures expected
- Reminder: Download maps before travel; cell service may be limited in rural areas of Putnam County
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