Swamptastic Freedom
328 Palm Way : Georgetown, FL 32139
Putnam County, Florida
Land Description
Owning land shouldn't mean jumping through hoops, dealing with banks, or asking permission. Sometimes you just want something real that's yours. This 0.46-Acre property in Georgetown, Florida gives you exactly that-no credit checks, no banks, no nonsense. Every payment puts you closer to owning a piece of Florida you can hold onto for the long term. This isn't about building a house or making big plans-it's about owning land. Plain and simple. Whether you want a long-term hold, a tangible asset, or just your own “swamptastic” slice of Florida, this property checks that box.
Pricing Options
-Owner financing: $250 doc fee (nonrefundable) + $250 down + $190/Month for 72 months
-Discounted cash price: $9,900.00 + $250 doc fee (nonrefundable) OR make us an offer.
This 0.46-Acre property is located on Palm Way in the Paradise Lakes Unit 2 subdivision of Putnam County, Florida. It is fully wooded and sits in wetlands, which means it is not buildable and not suitable for mobile homes or residential use. The road is gravel and county-maintained, with power poles visible along Palm Way, but this lot is best suited for ownership, not development. The area is quiet and rural, with easy access to Welaka, Palatka, and St. Augustine if you want to get out and explore.
Key Property Features:
• 0.46-Acre wooded wetlands parcel
• Access from Palm Way, a gravel road maintained by the county
• Located in Paradise Lakes Unit 2 in Putnam County
• Quiet, rural setting surrounded by nature
• Simple, low-cost ownership
Use Ideas (Keeping it Real):
• Hold as a long-term land investment
• Own a tangible asset outside the system
• Enjoy it as a natural, untouched “swamptastic” spot
• Add it to your portfolio of land holdings
• Secure something real that's yours
Financing Benefits:
• No banks or credit checks needed
• Affordable monthly payments of $190
• No pre-payment penalty-pay off early if you'd like
• Simple, straightforward purchase with a family-owned seller
Opportunities like this don't come around often at this price point. If you're looking for buildable land, this isn't it. But if you want affordable land ownership with no hassle, this is a solid option.
Owning land doesn't have to be complicated. This property gives you a way to turn monthly payments into something real you actually own. No tenants, no maintenance, no surprises-just land in your name. For many buyers, that alone is worth it.
This lot works well for someone who values independence and ownership over development. You're not buying it to build-you're buying it to have it. In a world where everything feels rented or controlled, owning land-any land-still means something.
The area offers a slower pace of life, surrounded by natural Florida landscapes. While this specific property is not buildable, it still puts you in a region known for outdoor recreation, water access, and quiet surroundings without being too far from town.
Nearby Communities and Services:
• Welaka, FL - 15 minutes
• Palatka, FL - 39 minutes
• St. Augustine - about 1 hour
• Pomona Park, FL - 19 minutes
Regional Recreation Opportunities:
• St. Johns River access nearby
• Ravine Gardens State Park - 39 minutes
• Lake George area recreation
• Local fishing and boating areas
Transportation and Accessibility:
• Nearest highway: Fl-15
• Gainesville about 1.5 hours away
• Rural area, car recommended
Cost of Living Benefits:
• Low annual property taxes of $60 (estimated)
• HOA dues of $120 per year (estimated)
• No utilities required for ownership
• Affordable entry price for Florida land
Essential Property Details:
• Parcel number: 08-13-27-7061-0430-0350
• Size: 0.46 acres
• Address: 328 Palm Way, Georgetown, FL 32139
• County: Putnam, Florida
• Subdivision: Paradise Lakes Unit 2
Zoning & Development Information:
• Zoned Residential (R-2)
• Not buildable due to wetlands
• No mobile homes or residential use permitted
• Buyer responsible for all due diligence
Utilities & Infrastructure:
• Power lines nearby (not applicable for development)
• No well or septic installed
• No improvements on the property
Annual Ownership Costs:
• Property taxes: $60/Year (estimated)
• HOA dues: $120/Year (estimated)
Important Restrictions:
• Property is vacant and undeveloped wetlands
• Not buildable
• No mobile homes or residential use
• Camping and RV use not allowed while financing
Buying land should be simple, and that's how we keep it. We handle the paperwork, communicate clearly, and make the process easy from start to finish. No pressure, no confusion-just a straightforward path to ownership.
If you've been looking for a low-cost way to own land in Florida without jumping through hoops, this is your chance. It may be a little swampy-but it's yours.
Land Maps & Attachments
Directions to Land
Driving Directions (From SR20 in Palatka, FL)
Start Point: SR20, Palatka, FL
End Point: 328 Palm Way, Georgetown, FL - Property near GPS 29.38527, -81.59703
Total Distance: 28.4 miles
Estimated Time: 39 minutes
Start on SR20 in Palatka.
Head to the intersection with US-17 / SR-15.
Turn south onto US-17 / SR-15.
Continue on US-17 / SR-15 for about 17.9 miles.
Watch for signs for Georgetown, Welaka, or local roads to Paradise Lakes.
Turn left onto the local road that leads toward Georgetown / Paradise Lakes.
Continue on that local road for about 9.5 miles. Follow county road signs and neighborhood markers.
Turn onto Palm Way when you see the street sign for Paradise Lakes Unit 2.
Drive about 1.0 mile on Palm Way.
Continue until you reach the property frontage near GPS 29.38527, -81.59703.
Arrival: Property is located along Palm Way at/near GPS 29.38527, -81.59703.
Access Notes:
Road surface type: SR20 and US-17 are paved. Local access roads to Palm Way are gravel. Palm Way is gravel.
Seasonal notes: The parcel is in a designated flood/wetland area. Roads and the site can be soft or wet after rain. Low-clearance cars may have trouble when wet.
Reminder: Download maps before travel; cell service may be limited.
Note: These directions are a best-effort route based on the property report and common local roads. I could not validate them with live maps right now, so please confirm the final route with a navigation app before you go.
More Land Details
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