Concho AZ Acre Dual Road 149Mo
Hickory Ln : Concho, AZ 85924
Apache County, Arizona
Land Description
Concho AZ Acre Dual Road 149Mo
Land Description
Some land parcels are just lots. This one has a little extra going for it. This 1.04-Acre flat lot in Arizona's Concho Valley sits with direct road access on two sides - Hopi Drive to the west and Hickory Lane to the east - giving you the kind of easy in-and-out access that matters when you're thinking about building, bringing materials in, or simply arriving and leaving without the tight turns and single-lane drama that plagues less accessible rural parcels.
For retirees and pre-retirees quietly building their next chapter, this is the kind of detail that separates a smart land purchase from a frustrating one. Flat terrain. Dual road access. No HOA. No time limit to build. And annual property taxes of $18.64 - that's less than $1.56 a month - making this one of the lowest-cost land holds in all of Apache County, Arizona.
At 6,355 feet elevation in the Concho Valley, you're above the punishing heat of the low desert, sitting in genuine high-country air with comfortable summers, mild winters, and the kind of wide-open sky that people drive hours to photograph. This isn't Arizona land for sale that you're tolerating until something better comes along. This is rural land worth planning around - flat, buildable, road-accessible, zoned for the widest possible range of uses, and available for $149 a month with no credit check required.
Whether you're five years from retirement and want to secure your parcel before Apache County land prices move further, already retired and looking for the right spot to put a manufactured home or small site-built structure, or simply done paying rent to someone else and ready to own a piece of Arizona high desert - this flat, corner-accessible acre gives you a clean, practical foundation to build exactly what you want on your own timeline.
Your retirement acre starts here:
Easy step in: $398 total due today
Monthly payment: $149/Month for 72 months
Own it outright: $8,499 cash
Property Details at a Glance
Acreage: 1.04 acres of flat, buildable high desert land
Apn: 201-28-132
Legal Description: Concho Valley Unit 2, Block 43, Lot 4, Section 17, Township 12N, Range 26E
Location: Concho Valley, Apache County, Arizona 85924
Gps Center: 34.4347, -109.6096
Lot Dimensions: Appx. 150 ft x 230 ft - rectangular, clean boundaries
Elevation: 6,355 ft above sea level
Terrain: Flat - zero grading required
Shape: Rectangular
Access: Direct access via Hopi Dr. (west) and Hickory Ln. (east) - dual road frontage, county-maintained
Zoning: Agricultural Residential (Ar) - 1 acre minimum lot size
HOA: None - no dues, no restrictions, no approval committees
Annual Property Taxes: $18.64 (2024) - $1.56/Month
Subdivision: Concho Valley Unit 2
County: Apache County, Arizona
The Dual Access Advantage
Most 1-acre lots in Concho Valley have a single county road providing access. This parcel is different. Road frontage on both Hopi Drive to the west and Hickory Lane to the east gives you a genuine corner-accessible rural land parcel with practical advantages that matter at every stage of ownership:
No awkward single-lane approaches for delivery trucks, contractors, or construction equipment. When you're bringing in a manufactured home, a modular structure, or building supplies, dual access means you're never working around a tight corner or a dead-end approach.
Pull-through access for RVs, travel trailers, and large vehicles. Park your rig, set up camp, and enjoy your land without the positioning challenges that single-road lots create. This is the kind of feature that RV owners immediately recognize and value.
More flexibility in home site positioning and driveway placement. Two road frontages give you options for where your driveway cut goes, how your structure is oriented on the lot, and how you manage traffic flow when you eventually develop the property.
Stronger resale profile. Buyers at every level - owner-builders, retirees, investors, and land bankers - recognize the practical value of corner-accessible Arizona land. Dual frontage is a feature, not an accident, and it shows up in resale conversations.
What You Can Build on This Arizona Land
Apache County's Agricultural Residential (Ar) zoning is one of the most permissive and practical rural zoning designations in the state of Arizona. This 1.04-Acre lot fully qualifies for the following structures and uses:
Single-family homes - permitted. Build a permanent residence on your Arizona land with standard county permitting. No special use permit required for a primary residence.
Manufactured homes - permitted. One of the most cost-effective paths to permanent structures on rural Arizona land. Manufactured homes on permanent foundations are fully legal on this parcel.
Mobile homes - permitted. For buyers who want an immediate, low-cost housing solution on their Apache County land, mobile homes are a valid and legal option under current zoning.
Modular homes - permitted. Factory-built modular construction delivers quality structures at competitive price points, and Apache County AR zoning welcomes them on 1-acre minimum parcels like this one.
Tiny homes - permitted with applicable county requirements. The growing tiny home movement has found a natural home in rural Arizona land markets, and Concho Valley's AR zoning accommodates this use.
Agricultural buildings - permitted. Barns, workshops, greenhouses, equipment storage structures, and other ag-related buildings are fully allowed under AR zoning. Build the workshop or storage barn you've always wanted on your own Arizona acreage.
No time limit to build. Unlike some rural zoning designations that impose mandatory improvement timelines, Apache County AR zoning places no deadline on when you must begin or complete construction. This is your land to develop at your pace - next year, five years from now, or when the budget and timeline align with your plans.
The flat terrain eliminates surprise site prep expenses. When you budget for building, that budget goes toward building - not toward grading, fill material, retaining walls, or drainage engineering that sloped or uneven lots require before a single structure goes up.
Arizona High Country Living - Concho Valley at 6,355 Feet
Concho Valley, Arizona sits on the Colorado Plateau at over 6,300 feet elevation - a genuinely different world from the low desert that dominates Arizona's popular perception. This isn't Phoenix-adjacent suburban sprawl. This is authentic high desert land in one of Apache County's most established rural residential communities, surrounded by working ranches, open grassland, and the kind of unhurried pace that draws buyers who've decided quality of life matters more than proximity to a freeway.
The elevation advantage is real and significant. While Phoenix pushes past 110°F through much of July and August, Concho Valley residents enjoy comfortable 80s during the day and cool evenings that make outdoor living a genuine pleasure rather than an endurance exercise. Summer nights routinely drop into the 50s - sleeping weather that low-desert residents pay premium prices to escape to. Air conditioning costs drop dramatically. Outdoor projects, gardening, hiking, and recreational activities are all practical year-round pursuits that simply aren't viable at lower desert elevations during summer months.
Winters at 6,355 feet are mild by mountain standards. Occasional light frost, the rare dusting of snow that clears within a day or two, and far more sunny days than residents of higher-elevation Arizona communities experience. This is the climate sweet spot that draws retirees from both cold northern states and the broiling low desert - cool enough to be comfortable, mild enough to be livable year-round without the deep freeze that makes true mountain properties impractical for seniors or full-time residents.
The Concho Valley community has authentic rural character that doesn't shift just because land prices are rising. People who move here tend to stay. Long-term residents, working ranches, and a community identity rooted in the land give this area a stability and character that newer, more speculative rural developments lack. Neighbors respect each other's space. Nobody's rushing to turn every open acre into a subdivision. The pace is deliberate and genuine.
For buyers who've spent years in urban or suburban environments, the adjustment to Concho Valley isn't a sacrifice - it's the whole point. Dark skies, open horizons, clean air, and the knowledge that your property line is actually your property line with no HOA committee weighing in on your choices. This is what owner financing land for sale in Apache County, Arizona is supposed to feel like.
Recreation, Outdoor Access, and Nearby Attractions
Concho Lake - 13 Minutes Away
A year-round local fishing destination just down the road from your property. Concho Lake is a community anchor for outdoor recreation in the area - morning fishing trips, evening wildlife observation, and peaceful waterside walks without the crowds that follow developed resort areas. Warm-water fish species support year-round angling, and the lake attracts diverse bird life that makes it a rewarding destination even on days when the fish aren't biting. This is the kind of daily outdoor access that transforms rural land ownership from an abstract investment into an active lifestyle.
Apache-Sitgreaves National Forest - 45 Minutes
Nearly two million acres of pristine national forest land within day-trip range of your Concho Valley property. The Apache-Sitgreaves encompasses some of Arizona's most spectacular high-country terrain - alpine lakes, wilderness areas, old-growth forest, and an extensive trail network that accommodates hikers, mountain bikers, ATV riders, and horseback riders at every experience level. World-class elk hunting draws sportsmen from across the Southwest. Trout fishing in cold mountain streams provides a completely different experience from the warm-water lakes closer to home. The national forest is the outdoor playground that makes Apache County land ownership so compelling for buyers who came here for the lifestyle, not just the investment.
Show Low - 37 Minutes
Show Low is the regional hub for everything the immediate Concho area doesn't provide. Full grocery stores, hardware and building supply outlets, medical facilities including the Summit Healthcare Regional Medical Center, restaurants, outdoor outfitters, and the White Mountain Regional Airport for buyers who travel. Show Low has the services of a genuine small city without having lost its small-town character - a practical anchor for daily life that's close enough to matter without being close enough to impose on the rural quiet you came here for.
St. Johns - 29 Minutes
Apache County seat with full municipal services including grocery, gas, medical care, and all county government offices. When you need to pull permits, file paperwork, or handle county business related to your property, St. Johns is your destination. Practical errand-run distance from Concho Valley without requiring a commitment to a full-day drive.
Beaver Dam Wash and Dido Canyon - 29 Minutes
Scenic high desert canyon landscapes for day hikes, photography, and geological exploration. The canyon country surrounding Concho Valley provides dramatic visual contrast to the open plateau terrain of the valley itself, and both destinations reward repeat visits across seasons as light conditions and vegetation change throughout the year.
Petrified Forest National Park and Painted Desert - Under 1 Hour
One of Arizona's most unique and visually stunning national park units sits within easy day-trip range of your Concho Valley property. The Petrified Forest encompasses ancient fossilized wood, badlands terrain in an extraordinary range of colors, and Painted Desert vistas that make this one of the most photographed landscapes in the American Southwest. Access to this kind of landmark recreation from your own rural land property reinforces the lifestyle case for Apache County land ownership.
Show Low Card Game Monument and Historic Downtown - 37 Minutes
Show Low's famous history and modest but genuine historic downtown provide cultural anchoring for the region. The area's growing dining and shopping scene means the drive to Show Low increasingly offers more than just practical errands.
Nearest Gas Station: Jiffy Store - 10 Minutes (3.1 Miles)
Utilities, Infrastructure, and Off-Grid Living
Water Solutions for Your Apache County Land
The Concho Valley area has no municipal water service - this is rural Arizona land that relies on independent water solutions, which is both a practical consideration and an advantage for buyers who want genuine self-sufficiency. Well drilling is permitted through the Arizona Department of Water Resources, with average depths in the area ranging from 150 to 350 feet depending on location. Contact Apache County Health Department at for well permit guidance and requirements.
Water tanks and cisterns are fully legal and widely used in the area. Many property owners establish holding tank systems immediately upon purchase, providing water security for camping, construction, and temporary use while longer-term water infrastructure is planned and permitted. Rainwater collection is legal in Arizona - one of the states that explicitly permits and even encourages this practice - providing a supplemental water source that off-grid land buyers increasingly incorporate into their infrastructure planning.
Electrical Options - Solar-Ready Arizona Land
Most parcels in Concho Valley Unit 2 are off-grid, and this is genuinely good news for buyers who understand what solar power has become in the past decade. At 6,355 feet elevation with the sun exposure typical of the Arizona Colorado Plateau, this property offers exceptional solar generation potential. Solar panels and off-grid electrical systems are fully permitted under Apache County AR zoning. Wind generators (small residential scale) are also allowed - an increasingly common complement to solar in high-elevation Arizona locations where wind patterns provide consistent generation opportunity.
For buyers who prefer grid connection, Navopache Electric serves the broader area. Contact Navopache at for connection availability and cost estimates for your specific parcel location.
The combination of solar permitting, wind generator allowance, and grid connection availability gives this Apache County land the full spectrum of electrical infrastructure options - from completely off-grid self-sufficient systems to conventional grid-tied setups, with hybrid approaches in between.
Septic and Wastewater
No municipal sewer service in this area - septic system installation is required for permanent residence. Apache County Health Department oversees septic permitting and must approve system design before installation. Contact the Health Department at for specific requirements. Septic installation costs vary by system type and soil conditions; planning this into your build budget from the start eliminates surprises.
Gas and Heating
Propane service - portable tanks or buried tanks installed on your property. No natural gas lines serve this rural area, but propane is the standard and well-supported fuel source for heating, cooking, and water heating throughout Concho Valley. Multiple propane suppliers serve the region with delivery service.
Internet and Connectivity - Remote Work Ready
Starlink satellite internet has transformed the practical calculus for remote workers considering rural Arizona land. Reliable high-speed connectivity is now genuinely available at this location, supporting video calls, cloud-based work, streaming, and all the connectivity demands of a modern remote work setup. This property is fully practical as a primary residence for location-independent professionals who want the lifestyle benefits of high desert rural land without sacrificing the internet connection their work requires. Cell coverage varies by carrier - download an offline map before your first visit and check your carrier's coverage map for the Concho, AZ 85924 area.
Wildlife and Natural Environment
The high desert environment of Concho Valley at 6,355 feet supports a diverse and rewarding wildlife community that land owners in the area encounter regularly. Pronghorn antelope - the fastest land animal in North America - range across the open grasslands of the Concho Valley plateau. Mule deer are common throughout the area, particularly in the brushy draws and transition zones between open desert and pinyon-juniper woodland. Elk populations in the broader Apache County region make this part of Arizona one of the premier big game destinations in the Southwest.
Raptors including red-tailed hawks, ferruginous hawks, and golden eagles hunt the open desert terrain visible from your property. The proximity to Concho Lake adds waterfowl and shorebird diversity to the wildlife experience - great blue herons, egrets, and migratory species that use the lake as a stopping point along seasonal routes.
The scrub vegetation characteristic of Colorado Plateau high desert - native grasses, four-wing saltbush, rabbitbrush, and scattered juniper - creates a landscape that has its own quiet beauty distinct from the dramatic canyon country or forested mountain terrain found elsewhere in Arizona. Wildflower displays following summer monsoon rains reward landowners who time their visits to late July and August. The landscape changes genuinely and visually across seasons, giving the property a dynamic character that flat-photo listings fail to capture.
Hunting access in the broader Apache County region positions this property well for sportsmen interested in Arizona's renowned big game opportunities. The lots are positioned within driving range of productive hunting units - verify current unit boundaries and licensing requirements with Arizona Game and Fish before planning a hunt.
Investment Case - Apache County Land Appreciation
The financial case for owning this parcel is straightforward and supported by recent market data. Comparable 1-acre lots in Apache County's Concho area have sold between $6,900 and $15,000 over the past twelve months. The average price per acre for comparable sales is approximately $8,900 - positioning this listing competitively within the current market while providing genuine appreciation upside as the area continues to attract buyers.
Rural Arizona recreational land and residential land have both seen consistent appreciation pressure as urban population growth in the Phoenix metro and other Southwest cities drives demand for escape properties, retirement destinations, and owner-financed land accessible to buyers who can't qualify for or don't want traditional bank financing. Apache County land at these price points represents a current market opportunity that experienced land investors recognize as a window - not a permanent condition.
The carrying cost argument is almost impossible to counter. At $18.64 per year in property taxes, this parcel costs virtually nothing to hold. No HOA fees. No mandatory improvements. No assessments. The total annual cost of ownership - beyond the purchase payments themselves - is less than $20 a year. Land investors and pre-retirees who understand this dynamic buy these parcels and hold them for years, watching values climb while their carrying cost remains essentially zero.
Dual lot frontage enhances the exit profile. Flat, rectangular, corner-accessible land in an established subdivision is the easiest category of rural land to resell. Owner-builders, retirees, investors, and end users all can work with this parcel. That broad buyer pool protects your investment on the back end and creates liquidity that more unusual or difficult-to-access parcels don't offer.
No Build Deadline - No HOA Pressure
Agricultural Residential zoning in Apache County imposes no mandatory development timeline. There is no county requirement to break ground by a certain date, install improvements within a specified period, or demonstrate active development to maintain your ownership rights. Buy the land today. Visit it on weekends. Camp under the stars. Let it appreciate while you plan. Develop it when your budget, your timeline, and your vision align. The land will be there, and the $18.64 annual tax bill will barely register as a holding cost while you wait.
The absence of an HOA is worth stating plainly for buyers who've spent years navigating HOA restrictions in suburban neighborhoods. No approval committee. No aesthetic guidelines dictating what color you can paint your structure or what vehicles you can park on your property. No dues that creep upward every year. No letters in the mail about your landscaping or your fence height. This is your land. What you do with it - within Apache County zoning - is your business.
In a real estate market where HOA restrictions have become increasingly aggressive and HOA dues increasingly expensive, owning rural land in an HOA-Free zone is a genuine quality-of-life advantage that buyers increasingly seek out explicitly.
Purchase Terms - Owner Financing Available, No Credit Check
Cash Purchase:
Cash Price: $8,499 + $249 documentation fee
Down Payment: $399 + $249 doc fee $598 total due today
Recorded Warranty Deed delivered after closing
Immediate clear title ownership with no monthly obligations
Easy Financing - 6-Year Plan:
Down Payment: $149 + $249 doc fee $398 total due today
Monthly Payment: $149/Month for 72 months
No credit check required - qualify based on your down payment, not your credit score
No prepayment penalties - pay it off early at any time with no fees
Note servicing fee: $15/Month
Owner financing on Arizona land - no bank, no approval process, no waiting
Super Saver Plan - 2-Year Plan:
Down Payment: $398 + $249 doc fee $647 total due today
Monthly Payment: $398/Month for 24 months
Fastest path to full ownership - paid off in 2 years with reduced total interest
100-Day No-Nonsense Guarantee: Purchase this property and change your mind within 100 days of your down payment - let us know. We'll either refund your principal payment or exchange it for another property in our inventory that better suits your needs. This guarantee lets you secure the property confidently before visiting in person. On owner financing, we refund principal paid, excluding fees (closing costs, doc fees, note maintenance fees, and taxes). Any late or missed payments during the guarantee period will automatically void the guarantee.
Annual Ownership Costs:
Property taxes: $18.64/Year ($1.56/Month) - among the lowest in Apache County
No HOA fees - ever
No special assessments
No mandatory improvement costs
No surprise annual expenses
Who This Property Is Perfect For
Pre-Retirees Planning Ahead: Lock in your Arizona retirement land now at today's price before values move further. Five years of appreciation between purchase and retirement is five years of equity building in your favor.
Retirees Ready to Build: Flat, buildable lot with dual road access and every housing type permitted - manufactured home, modular, site-built, or tiny home. Your vision, your timeline, your land.
Fixed-Income Buyers: $18.64 per year in property taxes makes this one of the most affordable parcels to hold in all of Apache County. Owner financing at $149/Month with no credit check means access doesn't depend on your credit history.
Remote Workers and Digital Nomads: Starlink-compatible, off-grid solar ready, no HOA rules governing how you use your land or structure your setup. Build the remote work retreat you've been planning.
Land Investors and Land Bankers: Ultra-low carrying costs. Strong comparable sales. Broad buyer pool on exit. Flat, rectangular, dual-access parcel in an established Arizona subdivision - this is the profile that makes land banking work.
First-Time Land Buyers: No credit check, no bank, $398 down and $149/Month. The most accessible entry point into rural Arizona land ownership for buyers who've been priced out of other markets.
Anyone Done With Renting: Every month of rent is a month of someone else's mortgage paid. At $149/Month with $398 down, you're building equity in real Arizona acreage instead.
Information presented is deemed reliable but not guaranteed. Buyers should conduct independent due diligence to verify all details including zoning, utilities, access, and property boundaries prior to purchase.
Flat land. Dual road access. No HOA. $18.64 a year in property taxes. No credit check. $398 to get started today. This Concho Valley acre checks every practical box for buyers who've done enough research to know what those details mean - and it's priced to move before the next round of buyers figures that out. Rural Arizona land at this price point, with this access profile, doesn't sit long. Secure your retirement acre today and start building toward the Arizona lifestyle you've been planning.
Land Maps & Attachments
Directions to Land
Directions To Property
Apn: 201-28-132
Concho Valley Unit 2, Block 43, Lot 4
Apache County, AZ 85924
Gps: 34.4347, -109.6096
Starting Point: Show Low, AZ (Approx. 37 miles / 37 minutes)
Show Low is the best regional hub - full services, a regional airport, and direct highway access via AZ-61.
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From Show Low, Az (Primary Route)
1. Head east on AZ-260 E / White Mountain Blvd out of Show Low.
2. Continue on AZ-260 E for approximately 8 miles, then turn LEFT (north) onto AZ-61 N toward Concho.
3. Follow AZ-61 N for approximately 22 miles through Vernon and into Concho Valley.
4. Turn RIGHT onto Concho Creek Dr.
5. Follow Concho Creek Dr. and turn onto Hickory Ln. (eastern road frontage of the property).
6. The property (1.04 acres, flat lot) will be accessible from Hickory Ln. on the east or Hopi Dr. on the west. Use GPS 34.4347, -109.6096 to pinpoint the exact lot location.
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Additional Starting Points
From St. Johns, AZ (Approx. 29 miles / 29 minutes):
1. Head west on US-180 W out of St. Johns.
2. Turn LEFT (south) onto AZ-61 S toward Concho - approximately 4 miles from St. Johns.
3. Follow AZ-61 S for approximately 18 miles into Concho Valley.
4. Turn LEFT onto Concho Creek Dr., then onto Hickory Ln.
5. Property accessible from Hickory Ln. (east) or Hopi Dr. (west). GPS: 34.4347, -109.6096.
From Phoenix, AZ (Approx. 3.5 hours / ~195 miles):
1. Head east on US-60 E through Globe toward Show Low.
2. At Show Low, follow AZ-260 E for 8 miles, then turn LEFT onto AZ-61 N.
3. Follow AZ-61 N for 22 miles into Concho Valley.
4. Turn RIGHT onto Concho Creek Dr., then onto Hickory Ln.
5. Property accessible from Hickory Ln. (east) or Hopi Dr. (west). GPS: 34.4347, -109.6096.
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Important Notes For Visiting:
- This lot has dual road frontage - Hopi Dr. to the west and Hickory Ln. to the east. You can approach from either direction.
- Roads are county-maintained dirt. Accessible by standard vehicle under normal conditions; high-clearance recommended after rain.
- No physical address marker on the lot - rely on GPS: 34.4347, -109.6096.
- Download an offline map before heading out - cell service can be limited in Concho Valley.
- Best visited during daylight hours for accurate lot identification.
- Nearest gas: Jiffy Store - 10 minutes (3.1 miles) from the property.
For questions, contact us before your visit.
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