Where The Active Life Lives
Lot 1020 Turnstone Dr : Klamath Falls, OR 97601
Klamath County, Oregon
Land Description
Where the Active Life Lives
0.73 Acres Inside the Running Y Ranch Resort, Klamath County, Oregon. Owner financed or cash, no bank, no credit check, Warranty Deed at payoff.
The Morning You Retired For
Step out the back door of your own home inside the Running Y Ranch Resort on a bright high-desert morning, one of the more than three hundred the sun shows up for here, coffee in hand, the Cascades clean against the sky, and nothing on your calendar but the life you worked your whole life to get to. Your tee time is an hour off, on the only Arnold Palmer Signature golf course in the state of Oregon, a few minutes from your door. By afternoon there is a horse trail to ride, a court to play, a pool to cool off in, a workout if you want one, and an evening at the lodge with neighbors who chose the same good life. That is the active retirement you have been picturing, and at the Running Y you get to live it under all that sunshine, every day of the year.
This 0.73-Acre homesite is the way onto that ground. Most people who drive through the Running Y figure a lot inside the gates is out of their reach. This one is not. And the cash price on this parcel sits well under what lots inside the Running Y usually go for, which makes it the most attainable way into this resort I have been able to offer in a long while. Pay cash, and the day we close it is yours, the deed in your name, the resort open to you, the build in your hands. No bank, no mortgage, no credit check. If you would rather spread it out, you can do that too, and I will lay both paths out plainly below.
I am Jay. I have been selling Klamath County land since 2016, and when you call or write, you talk to me, a real person, not a call center reading from a script. Read the whole thing, take your time, and if this is the one, let's get you home.
At A Glance
- Size: 0.73 acres
- Location: Turnstone Drive, Running Y Ranch Resort, Klamath County, Oregon
- Cash price: 27,500 dollars, with the Warranty Deed transferred to you at closing
- Owner financing: 699 dollars down, a one-time 250 dollar document fee, then 699 dollars a month for 60 months, all-in
- Total on terms: 42,889 dollars
- Interest rate on terms: zero, with no prepayment penalty ever
- Resort dues: about 1,929 dollars a year, bundled into the monthly on terms
- Carrying cost after payoff: about 2,120 dollars a year in dues and property taxes
- Utilities: power, water, and internet at the lot, paved roads, underground utilities
- Trees: moderate cover, an open and level building site
- Homes: site-built to the resort's standards
- Amenities for titled owners: Arnold Palmer Signature golf, horse trails, tennis and pickleball, swimming pool, fitness center, the lodge, the spa, dining, and lake access
- Deed: Warranty Deed at payoff, the highest level of deed available in Oregon
- Guarantee: 120-Day money-back guarantee on every owner-financed purchase
- Financing: no bank, no mortgage, no credit check, no Pmi
- The seller: Jay at Dakota Skyhook, a real person you deal with directly, in business since 2016
The Life You Would Be Living
Let's start where it matters, with what your days look like, because that is the whole reason to buy here.
The Running Y Ranch Resort is built around an Arnold Palmer Signature golf course, the only Arnold Palmer Signature design in the state of Oregon. It is the kind of course people plan trips around, and as an owner here it sits a few minutes from your front door, ready when you are. Some mornings you walk the front nine before the day warms up. Some mornings you play all eighteen. The point is that the course is part of where you live now, a few minutes from your door rather than a two-hour drive and a premium green fee for a single round.
The golf is the front door, and the house behind it is full. As a titled owner you have the run of the resort's amenities. There are horse trails for riders, miles of paths that wind through the high desert and the pine. There are tennis courts and pickleball courts, and if you have not found pickleball yet, you will here, because half the community is on those courts most afternoons and they will pull you in. There is a swimming pool for laps in the morning or a cool-down in the heat of the day. There is a fitness center for the days you want to keep your legs under you and your heart strong, because that is what keeps a retirement active instead of slowing down. There is the lodge, where you can have dinner you did not have to drive thirty miles for, meet friends, and watch the light go down over the water. And there is the Sandhill spa for the days your body has earned a rest.
This is a place for the retiree who is still going. Who wants the courts and the trails and the pool and the course, and who plans to use every bit of it. You did not work all those years to sit still, and the Running Y is set up so you do not have to. It is, in the plainest words I have, your own slice of heaven, and it is built for a full life.
Now picture the year. Klamath County sits in the high desert of south-central Oregon, and it gets more than three hundred days of sunshine a year. Think about what that does to a retirement. It means the course is playable far more of the year than most people expect. It means the trails are dry and open. It means the pool and the patio and the long evening light are not a rare treat, they are most days. The summers are warm and dry, the kind of dry heat that is easy on a body, with cool nights that let you sleep with the windows open. The fall is crisp and gold, the best golf weather there is, with the larch on the hills turning and the air clean. Winter brings snow to the mountains around you and some to the valley, the kind that makes the place beautiful and gives you a reason for a fire and a quiet day, and then it clears and the sun is back. Spring greens up the basin and brings the birds through by the thousands. Four real seasons, and the sun out for most of them.
And the nights. Out here, away from the glare of a big city, the stars come back. The dark skies over Klamath County are something people who grew up under streetlights forget exist. You will sit out on a clear night, and the whole sky will be there, the way it was when you were a kid.
That is the life. The course in the morning, the trails and the courts in the afternoon, the lodge in the evening, the lake and the mountains all around, the sun out three hundred days a year, and the stars at night. The home you build here is the front-row seat to all of it. That is what this lot is, and that is what you would be buying.
More About The Course, And The Game At Your Door
For the golfer, this is worth a few more words, because the course is a real one and you would have it in your daily life.
The Arnold Palmer Signature course at the Running Y is the only one of its kind in the state of Oregon, and it was laid out to use the land it sits on. It runs through stands of ponderosa pine, across high-desert openness, and along the natural roll of the ground, with the Cascade peaks standing behind a good many of the holes. It is the kind of layout that rewards thought, gives you a different look on every hole, and stays beautiful from the first tee to the last green. Players who have golfed all over talk about this course, and for you it would not be a destination you travel to, it would be your home track.
Think about what that does for your game and your weeks. A course you can play whenever you like, a few minutes from your door, means you get out and play. You walk nine before breakfast on a cool morning. You make a foursome with neighbors on a Saturday. You take a grandkid out for their first round on a real course. You get better, because the course is right there, and you are out under the sun on good ground. For a lot of retirees, the golf alone is the reason they came to the Running Y, and for the rest it becomes one of the best parts of living here whether they planned on it or not.
The Active Life Through The Year
The Running Y is built for a person who wants to keep moving, and the high-desert climate lets you do it nearly the whole year.
In the warm months, your days are long and bright. Golf in the cool of the morning, the courts in the afternoon, the pool when the day heats up, a ride on the horse trails, and the lake when you want the water. The summer heat here is the dry kind, easy on a body, and the nights cool off so you sleep well with the windows open. The evenings stretch out long, and you spend them on the patio or down at the lodge with friends.
When the fall comes, the golf gets even better, because crisp, clear autumn days are the finest golf weather there is, and the larch and the aspen turn gold on the hills around you. The hunting season opens for the hunter in the family. The fishing stays strong. The air turns sharp and clean, and the whole basin glows.
Winter brings snow to the mountains and a quieter rhythm to the resort, the kind of season that gives you a reason for a fire, a good book, and a slow morning, and then the sun comes back out, because it does that here even in winter. The basin fills with wintering bald eagles. And when you want the snow up close, the Cascades and the high country sit right there for it.
Spring greens up the basin and brings the great bird migrations through by the thousands, and the course and the trails open back up for the long active season ahead. Four real seasons, the sun out for most of them, and something worth getting up for in every one.
The Most Attainable Way Into The Running Y
Here is the part that surprises people. A homesite inside a real golf resort, with a course like this and amenities like these, usually carries a price that keeps most folks looking through the gate rather than living inside it. Lots in the Running Y have sold for well more than what this one is priced at.
This 0.73-Acre parcel opens the door at 27,500 dollars cash. That cash price sits under what lots inside the Running Y generally go for, and I will tell you straight that it is the strongest value I have been able to put in front of a buyer for this resort in a long time. I am not telling you it will make you money, and I am not telling you it will go up in value, because I do not make those promises about land and I will get to that further down. What I am telling you is that for what you pay, you get inside a resort that most people cannot, on a lot that is ready to build, with everything the Running Y offers open to you as an owner.
That matters because the Running Y comes finished. It is a planned community with paved roads, underground utilities, services at the lot, design standards that protect the look of the neighborhood and the value of what you put there, and a full set of amenities already built and running. You are buying into a place that already works, with everything in place today, instead of taming raw ground and hoping it comes together. The price is the door, and on this lot, the door is open wider than usual.
If you have looked at the Running Y before and walked away on price, this is the lot to look at again. If you have never thought you could get into a resort like this, this is the one that says you can.
Why Cash Is The Move, And Why Now
I sell these lots on owner financing and for cash, and on the Running Y, cash is the move I point people to. Let me explain why, plainly, because it comes down to one thing, and that thing is time.
When you pay cash, the closing makes you a titled owner the same day. The Warranty Deed goes into your name, and the lot is yours, free and clear, right then. You become an owner of the resort, which means the golf, the trails, the courts, the pool, the fitness center, the lodge, and the spa are open to you as a member from that day forward. You can walk your ground, stand on it, plan your home on it, and the moment the homeowners association approves your building plans, you break ground and build on your own schedule. Nobody to ask, no waiting on anyone. The active retirement you have been picturing can start this year.
When you finance, you lock the lot and spread the cost, and that is a fine path for the right buyer. But the deed, the build, and the run of the resort come to you at payoff, when the note is paid and the lot transfers into your name free and clear. On a 60-month note, that is five years out. So the difference between the two paths comes down to one thing, and that thing is time, when you get to start living the life. Cash turns the key this season. Financing turns it in five years.
For a buyer who has the money set aside, who sold a house or is about to, who has retirement savings or home equity ready to move, that difference is the whole decision. You are ready now. The life out here is ready now. The sun is out, the course is open, the lake is full, and there is nothing standing between you and your first morning on that ground except the choice to make it yours. And remember, this is a one-of-a-kind parcel. There is exactly one Lot 1020 on Turnstone Drive. When it is claimed, it is gone, and the next way into the Running Y will cost more.
So if you can pay cash, that is what I would do, and I would do it now. If you cannot, the terms are real and they are good, and we will get you there the patient way. Either road ends with a Warranty Deed in your name and a home in the Running Y. Cash just gets you home sooner.
The Lot Itself
Now the ground. This is 0.73 of an acre on Turnstone Drive, set close to the heart of the Running Y, so the golf, the lodge, and the amenities are right there, a short way from where your home would sit. You are not out on the far edge of the development. You are near the center of the life.
The tree cover on the lot is moderate and open. That is a real advantage when you go to build. A densely wooded lot costs you in clearing, in stumping, in hauling, and in time before you can even pour a foundation. An open, level lot like this one takes less of all of that. More of your money goes into the home you are building and less into getting the ground ready for it, and you still have enough trees and character left that the lot keeps the feel of the resort. It is the kind of building site a contractor smiles at, because it is straightforward, and straightforward keeps a build on budget.
And it is fully serviced. Power, water, and internet are at the lot. The roads in are paved and open year round. The utilities run underground, which is part of what keeps the Running Y looking the way it does, no poles and no wires strung across the view. That is the whole point of buying inside the resort instead of buying raw acreage somewhere remote. Out on raw ground you are often a mile or more from the nearest power pole, hauling water, and figuring out access. Here, the infrastructure is already done and waiting for your home to tie into it.
Homes in the Running Y are site-built to the resort's standards, which is what keeps the neighborhood looking like the Running Y and protects the home you put up. You bring your building plans to the homeowners association for approval before you build, the same as every owner here does, and then you build a home you will be proud to live in, in a community that holds its standards. That approval is the thing that makes a resort a resort and keeps the place worth living in.
The Numbers, Plain
I keep the money simple, and I put all of it in front of you, because a buyer who has been burned before only relaxes when nothing is hidden. Here is every number, both ways.
Paying cash. The cash price is 27,500 dollars. You pay it, and the Warranty Deed transfers to you at closing. The lot is yours free and clear from day one, and there is no note, no monthly, and no waiting. This is the path I would take on this lot if I had the cash.
Owner financing. If you would rather spread it out, the terms are straightforward. You put 699 dollars down and pay a one-time 250 dollar document fee at signing. Then you pay 699 dollars a month for 60 months. That monthly is all-in, which means it already includes your Klamath County property taxes and the Running Y resort dues, bundled together so you write one check and never get a surprise bill. The total you pay over the life of the note comes to 42,889 dollars.
There is no interest. The rate is zero. You are not watching interest pile onto your balance month after month. Because it is zero percent, any extra you pay goes straight to principal and shortens your note, and you can pay the whole thing off early at any time with no prepayment penalty whatsoever. There is no bank in this deal, no mortgage, no credit check, and no private mortgage insurance. You sign from your kitchen table, the payments run automatically, and when the note is paid, the Warranty Deed transfers into your name.
About the dues. The Running Y is a resort, and resort living comes with resort dues. Here they run about 1,929 dollars a year. On the terms deal those dues are already folded into your 699 dollar monthly, so you are covering them as you go. After the lot is paid off, the cost to hold it runs about 2,120 dollars a year in dues and property taxes combined. I want you to see that number now, up front, before you ever send a dollar, because resort living comes with that cost and I would rather you walk in with your eyes open than feel surprised later.
The deed and the guarantee. Whichever way you buy, when it is paid you receive a Warranty Deed, which is the highest level of deed available in the state of Oregon. It gives you full, clean ownership, and it is the thing that separates a real land sale from a contract-for-deed arrangement where you can pay for years and still lose everything. On top of that, every owner-financed purchase carries a 120-Day money-back guarantee. If something is not right in the first four months, you get your principal back, or you can exchange it toward another parcel in my inventory. The document fee, taxes, dues, and the setup fees are not refundable, but your principal is. That is the longest guarantee I know of in owner-financed land, and it is there because I would rather you feel safe than rushed.
Two Things I Will Always Tell You Straight
I do not bury the hard parts in fine print, so here they are out loud.
First, resort living comes with resort dues. I said it above and I will say it again here, because it is one of the two things buyers most need to hear plainly. Those dues run about 1,929 dollars a year, and after payoff your total carrying cost runs about 2,120 dollars a year with property taxes. That is the price of paved roads that stay graded and plowed, of underground utilities, of a course and a lodge and a pool and courts kept up to a standard, and of a neighborhood that holds its value because everyone pays in to keep it that way. For the right buyer that is money well spent, and for a buyer who wants no dues at all, this is not the lot, and I would rather tell you that now.
Second, you build before you live here. When you pay cash, the lot is yours at closing, to walk, to plan, and to break ground on as soon as the homeowners association approves your plans, and the resort amenities are open to you as an owner from that day. The one thing you cannot do is camp on the bare lot or live in an RV on it while you wait to build. You put the home up first, then you live here. On the terms path, full use, the build, and the run of the resort come to you at payoff. So this lot is for a buyer ready to build a home. Someone wanting to park a trailer and live cheap should look elsewhere, and I would tell them so before they buy.
And one more honest word, because it matters. This is land and a life. I will not dress it up as an investment scheme, and I will not tell you the lot will go up in value, or pay you rent, or make you money. Plenty of sellers will dress raw dirt up as a money-maker, and I will not do that to you. What I will tell you is the truth: this is a build-ready homesite inside a resort worth living in, with a Warranty Deed coming to your name, in one of the most beautiful corners of Oregon. If that is what you want, it is exactly what this is.
The Running Y, Up Close
Let me tell you more about where you would be living, because the Running Y is its own world and it is worth understanding.
The resort sits in the rolling high country just northwest of Klamath Falls, in south-central Oregon, where the Cascade foothills give way to the high desert. It is a planned resort community, the kind of place built to be lived in, with full-time residents, retirees, second-home owners, and folks who came for a season and never left. The land rolls between stands of ponderosa pine and open meadow, with long views to the mountains and out toward the water. It is quiet in the way the country is quiet, but it is not isolated, because the amenities and the town are both close.
The Arnold Palmer Signature golf course is the centerpiece and the reason a lot of people first hear of the place. Palmer designed it to work with the land it sits on rather than fight it, so it plays through the natural contours, the pine, and the high-desert openness, with the mountains as a backdrop on more holes than not. Golfers who have played a lot of courses talk about this one, and you would have it in your backyard.
Around the golf, the resort is built for an active, social life. The lodge is the gathering place, with dining and a bar and a place to meet neighbors and watch the day end. The Sandhill spa is there for the days you want to be taken care of. The fitness center, the pool, the tennis and pickleball courts, and the trails keep the community moving. There is lake access for the water. And the whole thing is wrapped in the high-desert landscape, so even a walk to the mailbox comes with a view.
What you buy, when you buy into the Running Y, is a community of people who chose the same thing you are choosing, a beautiful place to be active and at ease in retirement. You buy neighbors who play the same courses and walk the same trails. You buy paved roads that get plowed, utilities that stay underground and out of the view, and standards that keep the neighborhood looking the way it looked when you fell for it. That is what the dues pay for, and that is what makes it a resort and not just a subdivision with a nice name.
Klamath Falls And The Town
A resort is wonderful, and you still need a town. The Running Y has one close, and a good one.
Klamath Falls sits about 10 to 15 minutes southeast of the resort, a city of roughly 21,000 people that serves as the hub for this whole corner of Oregon. So you get the best of both, the quiet and the amenities of the resort, and a real town with real services a short drive away.
For health, and this matters more as the years go on, Klamath Falls is home to Sky Lakes Medical Center, a full regional hospital. You are not an hour from care out here. You are minutes from it. That is a thing a lot of retirement buyers do not think to check until later, and it is one of the quiet strengths of this location.
For travel, the Crater Lake-Klamath Regional Airport is right there, so family can fly in to see you and you can fly out to see them without a long drive to a far-off airport first. For everything else, the town has full shopping, groceries, hardware, restaurants, and the services you run on day to day, all about fifteen minutes from your door.
Klamath Falls has its own character, too. It is an old railroad and timber town that has grown into a basin city, with a walkable downtown, a college, museums, and a community that takes its outdoors seriously, because the outdoors here is the main event. It is the kind of town where you can get what you need, find a good meal, and still feel like you live in the country, because you do.
And one more Oregon advantage worth saying plainly, Oregon has no sales tax. None. Everything you buy in Klamath Falls, from the lumber for your home to your groceries to a new set of golf clubs, you buy without a sales tax added on top. Over a retirement, that adds up to real money kept in your pocket.
The Water, Upper Klamath Lake And A Hundred More
If you love the water, you are moving to the right place. The Klamath Basin is lake country, and it is some of the best of it in the West.
Right at hand is Upper Klamath Lake, the largest freshwater lake in Oregon by surface area, a broad, shallow, marshy giant that sits up against the Cascades. It is right there for the boat, and it is a paradise for anglers and for anyone who likes to be on or near the water. The lake is known for trophy trout, big native redband rainbows that grow large in its rich, food-filled water, and people travel to fish it. There are marinas, launches, and quiet coves, and the light coming off it at dawn and dusk is the kind of thing you will never get tired of from your own backyard.
But Upper Klamath is just the start. Klamath County and the country around it hold well over a hundred lakes and streams. There are alpine lakes up in the Cascades and the forest, cold and clear, full of trout and ringed by pine. There are reservoirs for the bass angler and the boater. There are spring creeks and rivers, including some of the storied fly-fishing water of the West, where the Williamson and the Wood and the Sprague rivers run, names that fly anglers know. If your idea of a good retirement includes a fly rod or a boat and a hundred places to use them, the Klamath Basin will keep you busy for the rest of your life and never run out of new water.
The fishing here runs through the seasons. Spring and early summer bring the well-known redband trout fishing on Upper Klamath Lake as the water warms and the big fish move. The high mountain lakes and the spring creeks fish through the summer and on into the fall, when the cooler weather and the low gold light make a day on the water something close to perfect. There is ice fishing on some of the water in the cold months for those who want it. Whatever the season, there is somewhere worth wetting a line, and from the Running Y most of it is a short to moderate drive. For the boater and the paddler it is the same story, broad open water on Upper Klamath, quiet coves and back channels to poke around in, and dozens of smaller lakes where you can put in a kayak or a canoe at first light and have the whole morning to yourself.
And the water is for more than fishing. It is for the kayak and the canoe, the paddleboard, the morning row, the evening cruise, the swim on a hot day, and the simple, deep pleasure of sitting beside it. From the Running Y you are close to all of it.
The Refuges, The Eagles, And The Pacific Flyway
Here is something that makes Klamath County special even among beautiful places. It is one of the great bird crossroads of the continent.
The Klamath Basin sits on the Pacific Flyway, the great migratory highway that birds follow up and down the West Coast, and it is one of the most important stops on the entire route. The basin holds a string of national wildlife refuges, protected wetlands and marshes that draw birds by the hundreds of thousands. In spring and fall the migrations come through, and the sky and the water fill with waterfowl, with ducks and geese in numbers that are hard to describe until you have stood under them.
In winter the basin draws one of the largest gatherings of bald eagles in the lower forty-eight states. People come from all over to see them, and you would have it in your backyard, eagles riding the cold air over the marshes, a sight that never gets old. Beyond the eagles there are hawks and falcons, herons and egrets, pelicans, cranes, songbirds, and shorebirds by the species count that makes birders plan whole trips around this basin. For a retiree who likes a pair of binoculars and a quiet morning, there are few places in the country that can match it.
The refuges are also simply beautiful places to be, to walk, to drive the auto tour routes, to take a camera, and to feel how alive the land is here. Living at the Running Y, this is part of your neighborhood.
Crater Lake And The Wonders Nearby
Now the crown jewel. Crater Lake National Park sits just to the north of you, roughly an hour and a half from the Running Y, and it is one of the natural wonders of the United States.
Crater Lake is the deepest lake in the country, formed thousands of years ago when a great volcano, Mount Mazama, collapsed in on itself and the caldera filled with the purest water you will ever see. It is a blue that does not look real until you are standing on the rim looking down into it, a blue so deep and so clear it stops people cold. There is no place else like it. It is a national park, protected and kept, with a rim drive, trails, a historic lodge, and viewpoints that will be in your head for the rest of your life. And it is close enough that you can take family there on a day's outing when they come to visit, or just go up on a clear afternoon because you can.
Crater Lake is the headline, and it is not the only wonder near you. Down toward the California line is the Lava Beds country, a strange and striking landscape of lava tubes, caves, and volcanic history that you can explore. The Cascades run along your western horizon, peak after peak, with hiking and high country and snow. There are waterfalls, hot springs, old-growth forest, and high desert all within a reasonable drive. Living in the Klamath Basin puts you at the center of a circle of natural wonders that people cross the country to see, and you would get to see them whenever you liked, because they are in your region, close enough to reach on a free afternoon.
The Forest And The High Desert
Wrapped around all of this is the land itself, and there is a great deal of it that belongs to all of us and is open to enjoy.
The Fremont-Winema National Forest covers about 2.4 million acres in this part of Oregon, and it borders much of the country around the Running Y. That is an enormous amount of public land, forest and mountain and high desert, open for hiking, camping, riding, hunting, fishing, and getting out into big country whenever the spirit moves you. A person could spend a lifetime exploring it and not see all of it. For an active retiree, having that much open country at your doorstep is a gift, miles of trails, quiet campsites, fishing lakes tucked back in the trees, and the kind of solitude and space that is hard to find anywhere near a city.
This is also serious hunting country, for the hunter in the family or the visiting friends. The region holds healthy populations of deer, elk, pronghorn antelope, and waterfowl, and it sits in Oregon's Game Management Unit 32, well known to hunters. The forest, the basin, and the high desert together make this one of the better mixes of hunting opportunity in the state. You do not have to be a hunter to live here, but if you are, or your kids and grandkids are, you will be glad you are this close to it.
The high desert itself has a beauty people do not expect until they have lived in it. It is open and clean, with sagebrush flats, juniper and pine, rolling hills, and long views to the mountains. The air is dry and clear. The light is extraordinary, especially at the start and end of the day, when the whole landscape turns gold and rose. It is big, honest country, and once it gets into you, the crowded green places start to feel small.
The Oregon Advantages
Let me gather up the practical reasons this part of Oregon is a smart place to land in retirement, because the lifestyle is the heart of it and the practical side matters too.
Three hundred days of sunshine. The high desert climate here means the sun is out for most of the year, which keeps the course playable, the trails dry, and the days bright far more of the time than people from the gray, wet parts of the Northwest are used to. If you are tired of long gray winters, this is a different Oregon than the one most people picture, drier, sunnier, and high.
No sales tax. Oregon does not charge a sales tax, so the dollar you spend goes further on everything, from building materials to daily life. Over the years of a retirement, that is real savings.
Affordable land. Klamath County holds some of the most affordable rural land in the Pacific Northwest. The Running Y is the resort end of that market, but the fact that this whole region is more affordable than the coast or the cities is part of why your money goes further here.
Clean air, dark skies, and space. The basin is sparsely populated, far from the crowding and the noise and the glare of a big city. The air is clean. The nights are dark enough to see the whole sky. There is room to breathe. For a buyer leaving a loud, crowded place behind, that change alone is worth the move.
Four real seasons. Warm, dry summers with cool nights. Crisp, gold autumns. Snowy mountain winters that clear to sunshine. Green, bird-filled springs. You get the full turn of the year, with the sun out for most of it.
Put it together, and you have a place that is beautiful, healthy, affordable to live in day to day, close to first-rate care and travel, and built for an active life outdoors. That is a strong place to spend your best years, and the Running Y puts you right in the middle of it.
Who This Lot Is Right For
I would rather you buy the right lot than just buy a lot, so let me be plain about who this one fits.
This lot is for the active retiree, or the soon-to-be retiree, who wants to build a home and live an active, social life in a beautiful resort setting. If you golf, or want to. If you like courts, trails, a pool, and a community of people doing the same. If you are done with a loud, crowded place and you want sun, space, and room to move. If you have cash set aside, or steady income for a low monthly, and you want a clean deed and a straight seller. That is the buyer this lot was made for.
It is also right for the buyer who looked at the Running Y before and figured it was out of reach, because this is the lot that opens the door at a price that works.
It is not the right lot for everyone, and I will say that too. If you want no homeowners dues at all, the Running Y is not your place, because resort living comes with dues. If you want to park an RV and live on the bare lot cheaply while you figure things out, this is not that, because you build a home here before you live here. If you want raw, remote, off-grid acreage with no rules, I carry that kind of land too in other parts of Klamath County, and this resort lot is the other end of the spectrum. There is a right buyer for every piece of ground, and I would rather point you to yours than sell you the wrong one.
How The Purchase Works, Step By Step
I keep the process simple and low-pressure, and here is exactly how it goes.
First, you reach out, by call, text, or email, and we talk it through. I answer every question you have about the lot, the resort, the numbers, the deed, and anything else on your mind. There is no pressure and no rush, and if it is not the right fit, I will tell you.
Second, if you want it, we start the paperwork. On a cash purchase, we set up the closing, and you are welcome to run it through a title company so a neutral third party holds the funds and the deed and exchanges them at the same time, which is a sound way to feel fully secure. On owner financing, I send a simple link to pay the down payment and the document fee, then write up the sale and purchase agreement and send it for electronic signature, walking you through every line.
Third, on a financed deal, once the agreement is signed, I draw up the promissory note and send it for signature, and we set your monthly payments to run automatically, so you never have to think about it. On a cash deal, we close and record, and you are done.
Fourth, the deed. On cash, the Warranty Deed transfers into your name at closing and the lot is yours free and clear right away. On terms, the note runs its course at zero interest, you can pay ahead or pay it off early at any time with no penalty, and when it is paid I file the Warranty Deed into your name. From that point the land is yours, and you take over the dues and taxes directly.
That is the whole thing. No bank, no credit check, no mountain of paperwork, and a real person walking with you the whole way.
More To Explore In Your New Backyard
Living in the Klamath Basin puts a remarkable amount of country within an easy drive, and here is more of what you would have around you.
Crater Lake National Park is about an hour and a half north, the deepest lake in the country and a sight that stays with you for good. The Lava Beds country down near the California line is a landscape of caves and lava tubes worth a day of exploring. The Cascade Range runs along your western sky, peak after peak, with high lakes, hiking, hot springs, and snow. The vast Fremont-Winema National Forest, about 2.4 million acres of it, borders the region with endless trails, campsites, and quiet water. The Klamath Basin national wildlife refuges draw birds by the hundreds of thousands and one of the largest gatherings of bald eagles in the lower forty-eight in winter. And a hundred and more lakes and streams, from broad Upper Klamath Lake to high alpine water and storied fly-fishing rivers, give the angler and the boater a lifetime of places to go.
Closer in, Klamath Falls gives you a real downtown, dining, a college, museums, festivals, and a community that lives for the outdoors. Drive a bit and you reach Mount Shasta to the south, the high Oregon Outback to the east, the Cascade lakes and resorts to the northwest, and more wild and beautiful country in every direction than you could see in the years you have left to enjoy it. Here, retirement means more country than you could see in the years you have left to enjoy it. You run out of years before you run out of places to go.
Questions Buyers Ask
Can I use the lot before I build?
When you pay cash and the deed is in your name, you are a titled owner, and you can walk your lot, plan your home, and use the resort amenities as a member. You break ground as soon as the homeowners association approves your building plans. What you cannot do is camp on the bare lot or live in an RV on it while you wait to build. You put the home up first, then you live here. On owner financing, full use and the build come at payoff, when the lot transfers into your name.
Is this cash price lower than other Running Y lots?
Yes. This cash price sits under what lots inside the Running Y generally sell for, which is what makes it the most attainable way into this resort I have been able to offer in a while. I am not telling you the land will go up in value, because I do not make that promise about any land. I am telling you it is a strong price today for a lot inside this resort.
Do you run a credit check or use a bank?
No bank and no credit check, ever, on either path. On cash you pay and take the deed. On owner financing, I finance the lot myself, so there is no lender, no mortgage, and nothing on your credit to clear. That is the heart of what I do, and it is built for buyers the traditional system turns away.
What is a Warranty Deed, and why does it matter?
A Warranty Deed is the highest level of deed available in Oregon. It gives you full, clean ownership with the seller standing behind clear title. It is what separates a real land sale from a contract-for-deed arrangement, where a buyer can pay for years and still lose everything to a single misstep. Here, when the lot is paid, you get a Warranty Deed in your name, and the land is fully yours.
What does the 120-Day guarantee cover?
On every owner-financed purchase, if you are not satisfied for any reason within 120 days of your down payment, you get your principal back, or you can move it toward another parcel in my inventory. The document fee, taxes, dues, and setup fees are not refundable, but your principal is. It is the longest guarantee I know of in owner-financed land, and it is there so you can buy with confidence.
Are the utilities at the lot?
Power, water, and internet are at this lot, the roads are paved, and the utilities run underground. That is one of the real advantages of buying inside the Running Y rather than raw ground, where you can be a mile or more from power and hauling your own water. You will still handle your hookups and your own site work for the build, the same as any owner, and I always tell buyers to confirm the specifics for their build with the resort and the providers before they start.
What can I build, and how big?
Homes in the Running Y are site-built to the resort's standards, which keep the neighborhood looking the way it does and protect the value of what you put up. You bring your building plans to the homeowners association for approval before you build. Manufactured homes are not the fit for this resort. If a site-built home in a kept, attractive community is what you want, this is the place for it.
How long does buying take?
Closing is usually quick, often a couple of weeks and sometimes just a few days. On owner financing the note then runs its term, and you can pay it off early at any time at zero interest with no penalty. There is no long, drawn-out bank process, because there is no bank.
Can someone else be on the deed?
Yes. As we get to the deed, we confirm exactly who should be on it, whether that is just you, you and a spouse, or others, before it is filed.
What are the winters like here?
This is high desert, so the winters here run dry and bright more often than gray and wet. The heavy snow falls on the mountains around you, which is where you want it for the views and the skiing, while the basin gets lighter snow that comes and goes, and the sun returns again and again all winter long. The roads in the resort are paved and kept clear. Winter is the season of the wintering bald eagles in the basin, a fire in the evening, and bright, quiet days, and then spring greens it all back up.
How far is the nearest airport, and can family visit easily?
The Crater Lake-Klamath Regional Airport is right by Klamath Falls, a short drive from the resort, so family can fly in to see you and you can fly out to see them without a long haul to a distant airport first. That closeness matters more than people expect, both for staying near grandkids and for your own travel in retirement.
Will I need a well or a septic system?
No. The Running Y is a serviced resort community with water and sewer infrastructure, so you are not drilling a well or installing a septic system the way you would on raw, remote ground. As with any build, you will confirm the exact connections and any hookup fees for your lot with the resort before you start, but the heavy lift of getting water and waste handled is already done here. That is a real cost and a real headache you avoid by buying inside the resort.
Do I have to build right away?
No. When you pay cash, the lot is yours, and you build on your own schedule once the homeowners association approves your plans. Some owners build the first year, some plan it out over a couple of years. I would confirm any association build timelines with the resort as part of your due diligence, but the lot is yours to plan around your life. The one thing to keep in mind is that you live here once the home is built, not before.
What are the property taxes like?
Property taxes on this lot are modest, and on the terms path they are already bundled into your all-in monthly so you never get a separate bill. After payoff, you pay the taxes and the resort dues directly, and that combined carrying cost runs about 2,120 dollars a year. And remember, Oregon charges no sales tax, so the rest of your spending in retirement stretches further here than it would in most states.
Why is Klamath County a smart place to retire?
A few things stack up. The climate is high-desert sunny, more than three hundred days of it a year, which keeps you active and outdoors. Oregon charges no sales tax, so your money goes further. The land and the cost of living run more affordable than the Oregon coast or the big cities. You have a full regional hospital, Sky Lakes Medical Center, and a regional airport close by. And you are surrounded by some of the finest outdoor country in the West, the lakes, the forest, the refuges, and Crater Lake. Beautiful, healthy, affordable, and connected, which is a strong mix for your best years.
Can I see the lot and the resort before I buy?
Yes, and I would want you to feel sure. You can visit the Running Y and walk the area, and I will give you the lot's location, the legal description, and the GPS coordinates so you can find the exact parcel and see the ground and the resort for yourself. I will answer anything that comes up while you are looking. This is a big decision, and I would rather you take the time to be certain than rush it.
What if I want to talk it over with my spouse or family first?
That is the right thing to do, since a decision like this should be one you all feel good about. If you are worried about losing the lot while you talk, you can place a reservation to hold it in your name with a short window to decide, so there is no pressure to choose on the spot. Take the conversation home, and reach back out either way.
Who exactly am I dealing with?
You are dealing with me, Jay, at Dakota Skyhook. I have sold Klamath County land since 2016, you reach a real person every time, and I walk you through the whole thing myself. No call center, no script, no pressure.
Who I Am
When you call or write, you reach me, Jay, with Dakota Skyhook. Not a call center. Not a salesperson on commission reading from a script. Me.
I have been selling Klamath County land since 2016. I deal straight, I say the hard parts out loud, and I would rather lose a sale than push you into a piece of land that is wrong for you. The way I sell is the whole product, because the people who buy from me have usually been told no by a bank, or burned before, or are simply careful with their money the way anybody should be, and the only way to earn that kind of buyer's trust is to hide nothing and rush no one.
So I will answer your questions, all of them, at your pace. I will walk you through the lot, the resort, the numbers, the deed, and the process, and I will tell you the truth about every piece of it. If you want a neutral party in the deal, you are welcome to run the closing through a title company so a third party holds the money and the deed and swaps them at the same time, and I will help you set that up. Whatever it takes for you to feel safe and certain, that is the way we will do it.
I sell land in Klamath County, Oregon, and the deed at the end of every deal is a Warranty Deed, the highest level of deed there is in this state. That is the promise, and I keep it.
What To Do Next
If this is the one, here is how it goes from here, and it is simple.
If you are ready, the cash path is the cleanest. We close, the Warranty Deed transfers into your name, and you are a titled owner of the Running Y from that day, free to plan your home and break ground as soon as the association approves your plans, with the course, the trails, the courts, the pool, the lodge, and the spa open to you as a member. The active retirement starts this season.
If you would rather spread it out, the terms are 699 dollars down, a one-time 250 dollar document fee, and 699 dollars a month for 60 months, all-in, with no bank, no credit check, and a 120-Day money-back guarantee, and a Warranty Deed in your name when it is paid.
If you want to hold the lot while you think it over, you can place a reservation and keep it in your name with a short window to decide, so it is not sold out from under you while you talk it through with your family. And if you would just rather talk it through with me first, do that. There is no pressure either way.
Remember, this is the only Lot 1020 on Turnstone Drive, the most attainable way into the Running Y I have been able to offer in a long while, and a cash price that sits under what lots in this resort usually go for. When it is claimed, it is gone.
Call or text me, Jay, at , or email and let's get you home to the Running Y.
Dakota Skyhook. Klamath County, Oregon land, owner financed or cash, no bank, no credit check, a Warranty Deed at payoff, and a real person on the other end of the line.
Land Maps & Attachments
Directions to Land
GPS Coordinates: 42.275744, -121.891384
About a 20-minute drive (~14 miles) from Klamath Falls - same general corridor as Running Y Phase 11:
Driving Directions:
Head northwest on US-97 N (Main St) from Klamath Falls
Turn left onto Washburn Way (OR-140 W)
Continue west on OR-140 W (Lake of the Woods Hwy)
Turn right onto Running Y Rd
Follow Running Y Rd into the resort and bear toward Phase 12 - turn onto Turnstone Dr and Lot 1020 will be on your left
More Land Details
Land Price History
More Land from Jay Manley
0.8 AC : $38K- 0.4 AC : $22.5K
- 0.5 AC : $19.8K
- 0.4 AC : $18K
- 0.6 AC : $18.9K
- 0.4 AC : $18.1K
- New0.5 AC : $21K
- 0.4 AC : $12.2K
- 1.9 AC : $19.9K
- 0.3 AC : $8K
