Buildable Lot in Trout Lake Village
Salem St : Interlachen, FL 32148
Putnam County, Florida
Land Description
Two Legally Combined Wooded Lots in Trout Lake Village, Interlachen, Putnam County, Florida - 0.21 Acres Buildable Land with Power at Road, No HOA, Owner Financing Available at $227/Month, No Credit Check Required
Florida Land for Sale - Putnam County, Florida - Buildable Residential Lot - Owner Financing Available
This 0.21-Acre parcel of Florida land for sale represents an exceptional opportunity for land buyers seeking affordable, buildable property in the Sunshine State. Located in the established Trout Lake Village community just outside Interlachen in Putnam County, Florida, this property combines two legally merged contiguous lots into one generously sized rectangular parcel ready for immediate use or future development.
Whether you are searching for a weekend camping retreat, a site for your dream home, a tiny house location, an RV lot, a mobile home site, or simply a long-term land investment in Florida, this property delivers the flexibility, privacy, and value that today's land buyers demand.
Property Location And Address Information
This Florida land is situated in Trout Lake Village, an established residential subdivision located just outside the town of Interlachen in Putnam County, Florida. The property address places it within easy reach of local amenities while still providing the peace and quiet of rural Florida living.
State: Florida County: Putnam County Nearest City: Interlachen Nearest Town: Interlachen Community: Trout Lake Village Zip Code: 32148 Region: North Central Florida Area: Greater Palatka Area
The property is accessed via Salem Street, a maintained road within the Trout Lake Village subdivision. Road access to the property is established and confirmed, eliminating concerns about landlocked parcels or easement issues that can complicate rural land purchases.
Detailed Property Specifications
Parcel Number (Apn): 05-10-24-9045-0090-0430
Legal Description: Block 9, Lots 43 and 44, Trout Lake Village, as recorded in Map Book 4, Page 78 of the Putnam County Public Records
Total Acreage: 0.21 Acres (approximately 9,148 square feet)
Lot Dimensions: Approximately 115 feet by 81 feet
Lot Shape: Rectangular
Lot Configuration: Two legally combined contiguous lots forming one unified parcel
Terrain: Flat and level throughout the entire parcel
Elevation: Consistent elevation across the property with no significant grade changes
Topography: Level ground suitable for construction without extensive grading or site preparation
Vegetation: Naturally wooded with mature native Florida species including longleaf pine trees, slash pine trees, southern live oak trees, water oak trees, and native saw palmetto understory
Ground Cover: Natural forest floor with pine needles, leaf litter, and native groundcover vegetation
Flood Zone: Property should be verified by buyer; typical for area is Zone X (minimal flood hazard)
Gps Coordinates And Mapping Information
GPS Coordinates: 29.64725, -81.91249
Latitude: 29.64725 North Longitude: -81.91249 West
These precise GPS coordinates allow prospective buyers to locate the property exactly using any GPS device, smartphone mapping application, or online mapping service. The coordinates can be entered directly into Google Maps, Apple Maps, or any GPS navigation system to find the property location.
The property can be viewed via satellite imagery on Google Earth, which clearly shows the wooded nature of the lot and its position within the Trout Lake Village subdivision. Aerial photography confirms the flat terrain and tree coverage described in this listing.
Zoning And Permitted Land Uses
This property carries an R-2 Residential zoning designation under Putnam County zoning regulations. The R-2 zoning classification is one of the most flexible residential zoning categories available, permitting a wide range of residential uses and housing types.
Zoning Classification: R-2 Residential Zoning Jurisdiction: Putnam County, Florida Homeowners Association: None HOA Fees: None - No monthly or annual HOA dues Deed Restrictions: None known Covenants: None known Building Restrictions: Standard Putnam County building codes apply
The R-2 Residential zoning permits the following uses on this property:
Single Family Home Construction Traditional site-built single family homes are permitted. Buyers may construct a conventional stick-built residence using standard construction methods. The lot size and dimensions accommodate homes of various sizes, from modest cottages to larger family residences. All construction must meet Putnam County building code requirements and obtain appropriate permits.
Manufactured Home Installation Manufactured homes, commonly known as mobile homes, are permitted on this property. Modern manufactured homes offer comfortable, affordable living with features comparable to site-built homes at a fraction of the cost. Both single-wide and double-wide manufactured homes can be accommodated on this lot.
Mobile Home Placement Mobile homes are permitted under the R-2 zoning. This option provides an affordable path to property ownership and immediate housing without the time and expense of conventional construction. Mobile homes must meet HUD standards and local placement requirements.
Modular Home Construction Factory-built modular homes are permitted. Modular homes are constructed in sections at a manufacturing facility and assembled on-site, offering the quality of conventional construction with faster build times and often lower costs. Modular homes must meet all local building codes.
Tiny Home Construction Tiny homes and small footprint dwellings are permitted on this property. The tiny home movement has gained significant popularity in Florida, and this lot provides an ideal location for a tiny home build. Whether you prefer a tiny home on a foundation or a tiny home on wheels used as a permanent residence, this property can accommodate your plans.
Recreational Vehicle Use and RV Living RV camping and recreational vehicle living are permitted on this property. You may bring your motorhome, travel trailer, fifth wheel, camper, or other recreational vehicle and use the property immediately without any construction required. This makes the property ideal for weekend getaways, extended camping trips, or full-time RV living for those who prefer a mobile lifestyle.
Tent Camping and Primitive Camping Tent camping and primitive camping are permitted. The property can be used immediately for camping trips without any improvements required. The natural wooded setting provides shade and privacy for camping activities.
Alternative Energy Systems Solar panels and solar energy systems are permitted on this property. Buyers interested in off-grid living, renewable energy, or reducing utility costs may install photovoltaic solar panel systems without restriction.
Wind generators and wind energy systems are also permitted. Small residential wind turbines can supplement or replace grid electricity, particularly useful for off-grid applications.
Accessory Structures Accessory structures such as storage sheds, workshops, barns, carports, and garages are permitted subject to standard setback requirements and building codes.
Agricultural Uses Small-scale agricultural activities including vegetable gardens, fruit trees, hobby farming, and similar uses are generally permitted under the R-2 zoning.
Utilities And Infrastructure
Understanding utility availability is critical when evaluating any land purchase. This property offers practical utility options that make development straightforward and affordable.
Electrical Power
Power Status: Available at the road Power Infrastructure: Electrical power poles are located along Salem Street at the road frontage Power Provider: Clay Electric Cooperative serves this area Connection Process: Contact Clay Electric to arrange service connection Connection Cost: Standard connection fees apply; costs vary based on distance from pole to building site Power Type: Standard residential electrical service
Having electrical power available at the road is a significant advantage that reduces development costs substantially. Properties requiring power line extensions over long distances can incur costs of thousands or even tens of thousands of dollars. This property eliminates that concern with power infrastructure already in place.
Water Supply
Municipal Water: Not available (rural area) Well Drilling: Permitted and common in this area Well Depth: Typical wells in the area range from 60 to 150 feet depending on location Water Table: The Florida aquifer provides reliable groundwater throughout Putnam County Well Permit: Required from Putnam County before drilling Well Cost: Typical residential wells in the area cost $3,000 to $8,000 depending on depth and equipment
Hauled Water: Permitted as an alternative to well drilling Water Delivery: Local water delivery services are available for properties without wells Water Storage: Water storage tanks are permitted for hauled water or rainwater systems
Rainwater Collection: Permitted Rainwater Harvesting: Buyers may install rainwater collection systems including gutters, storage tanks, and filtration equipment
The area has good groundwater resources, and private wells are the standard water source for rural properties throughout Putnam County. Many residents successfully use well water for all household needs including drinking, cooking, bathing, and irrigation.
Sewage and Wastewater
Municipal Sewer: Not available (rural area) Septic System: Permitted and required for permanent structures with plumbing Septic Permit: Required from the Florida Department of Health before installation Septic Type: Conventional septic systems are typically appropriate for the soil conditions Septic Cost: Standard residential septic systems typically cost $3,000 to $7,000 installed
The flat terrain and adequate lot size make septic system installation straightforward. Local septic contractors are experienced with the soil conditions in this area and can design appropriate systems. The Florida Department of Health conducts soil testing and issues permits for septic installations.
For camping and RV use, portable sanitation options are available as alternatives to permanent septic systems.
Natural Gas
Natural Gas: Not available (rural area) Propane: Permitted as alternative fuel source Propane Delivery: Multiple propane suppliers serve the Interlachen and Palatka area Propane Storage: Above-ground and underground propane tanks are permitted Propane Uses: Heating, cooking, water heating, generators, and other applications
Propane is the standard fuel for heating and cooking in rural Putnam County. Local suppliers offer convenient delivery services, and propane provides a reliable, affordable energy source for all household fuel needs.
Internet and Communications
Internet Service: Various providers serve the area including satellite internet, fixed wireless, and cellular data options Cell Service: Cellular coverage is available from major carriers Landline Phone: Available through local telephone providers
Rural internet options have improved dramatically in recent years. Satellite internet services like Starlink provide high-speed connectivity to rural properties. Fixed wireless providers and cellular hotspots offer additional options for internet access.
Road Access
Road Access: Yes - confirmed and established Access Road: Salem Street Road Type: Maintained subdivision road Road Surface: Unpaved but maintained Road Condition: Passable for standard vehicles Legal Access: Property has legal road frontage on Salem Street
Road access is confirmed, and the property has established legal access from Salem Street within the Trout Lake Village subdivision. This eliminates concerns about landlocked parcels, easement disputes, or access issues that can complicate rural land ownership.
Area Description And Location Benefits
About Interlachen, Florida
Interlachen is a small, friendly community in Putnam County, Florida, known for its affordable cost of living, natural beauty, and relaxed pace of life. The town was originally established in the late 1800S as a resort community and retains its quiet, rural character today.
The name "Interlachen" means "between the lakes," reflecting the area's numerous lakes, ponds, and waterways. The community offers a genuine Old Florida atmosphere that has largely disappeared from more developed parts of the state.
Interlachen provides essential services including a post office, convenience stores, gas stations, and local businesses. For more extensive shopping, dining, and services, the larger communities of Palatka and Gainesville are within easy driving distance.
Population: Approximately 1,400 residents in the town proper Character: Rural, quiet, affordable, family-friendly Atmosphere: Old Florida, natural, peaceful
About Putnam County, Florida
Putnam County is located in northeastern Florida, bordered by the St. Johns River to the east. The county is known for its natural resources, outdoor recreation opportunities, and affordable real estate prices compared to more urban Florida counties.
The county seat is Palatka, a historic river town with a charming downtown district, local shops, restaurants, and all essential services. Putnam County offers a lower cost of living than most Florida counties while still providing access to employment, healthcare, and amenities.
County Seat: Palatka County Population: Approximately 74,000 residents Major Industries: Agriculture, forestry, healthcare, retail, government Character: Rural, agricultural, affordable, natural
Distances to Nearby Cities and Towns
Interlachen: Approximately 5 minutes Palatka: Approximately 25 minutes (county seat, full services) Gainesville: Approximately 45 minutes (University of Florida, major medical centers) Jacksonville: Approximately 60 minutes (major metropolitan area, international airport) Ocala: Approximately 50 minutes (Marion County seat) St. Augustine: Approximately 50 minutes (historic coastal city) Daytona Beach: Approximately 60 minutes (Atlantic coast beaches) Orlando: Approximately 90 minutes (major metropolitan area, theme parks)
The property's location provides a balance between rural privacy and reasonable access to urban amenities. Day-to-day needs can be met in Palatka, while larger cities are accessible for employment, major shopping, healthcare, and entertainment.
Outdoor Recreation And Natural Attractions
One of the greatest advantages of this property's location is its proximity to some of Florida's finest outdoor recreation destinations. Putnam County and the surrounding region offer world-class fishing, boating, hunting, hiking, camping, and nature observation opportunities.
Lake George
Distance: Approximately 30 minutes Size: 46,000 acres (Florida's second-largest lake) Activities: Fishing, boating, kayaking, canoeing, swimming, wildlife observation
Lake George is one of Florida's premier freshwater destinations. This massive lake offers outstanding fishing for largemouth bass, crappie (speckled perch), catfish, bream, and other species. The lake connects to the St. Johns River system, providing access to hundreds of miles of navigable waterways.
Boat ramps and marinas around Lake George provide convenient access for boaters of all types. The lake is large enough for sailing, water skiing, and other water sports while also offering quiet coves and shorelines for kayaking and canoeing.
Wildlife around Lake George includes alligators, manatees, bald eagles, ospreys, herons, egrets, and countless other species. The lake and surrounding wetlands are part of one of Florida's most important wildlife corridors.
St. Johns River
Distance: Approximately 20 minutes to nearest access points Length: 310 miles (one of few north-flowing rivers in North America) Activities: Fishing, boating, kayaking, canoeing, wildlife observation, eco-tourism
The St. Johns River is Florida's longest river and one of its most significant natural resources. The river flows northward through the region, providing access to Lake George, numerous tributaries, and eventually the Atlantic Ocean at Jacksonville.
The St. Johns River is famous for its bass fishing, with trophy largemouth bass caught regularly throughout the system. The river also offers excellent fishing for crappie, catfish, bream, striped bass, and during certain seasons, shad runs attract anglers from across the region.
Public boat ramps along the St. Johns River provide convenient access for boaters. The river is navigable for vessels ranging from kayaks and canoes to large cabin cruisers and houseboats.
Ocala National Forest
Distance: Approximately 25 minutes to forest boundary Size: Nearly 400,000 acres Activities: Hiking, camping, hunting, fishing, horseback riding, swimming, nature observation
Ocala National Forest is one of the largest national forests in the eastern United States and offers some of Florida's best outdoor recreation opportunities. The forest encompasses a vast area of sand pine scrub, longleaf pine flatwoods, hardwood hammocks, wetlands, and natural springs.
Recreational opportunities in Ocala National Forest include:
Hiking: Hundreds of miles of hiking trails including portions of the Florida National Scenic Trail Camping: Developed campgrounds and primitive backcountry camping Hunting: Deer, turkey, hog, small game, and waterfowl hunting in designated areas Fishing: Lakes, ponds, and streams throughout the forest Horseback Riding: Designated equestrian trails and horse camps Swimming: Natural springs with crystal-clear water
The forest's natural springs are among its most popular attractions. Alexander Springs, Juniper Springs, and Salt Springs offer swimming in pristine spring-fed pools with water temperatures around 72 degrees year-round. These springs attract visitors from throughout Florida and beyond.
Crescent Lake
Distance: Approximately 20 minutes Size: Approximately 15,000 acres Activities: Fishing, boating, kayaking, canoeing
Crescent Lake is another significant water body in the area, offering excellent fishing and boating in a less crowded environment than Lake George. The lake is known for quality bass fishing and provides a quieter alternative for anglers and boaters seeking solitude.
Additional Recreation Areas
Cross Florida Greenway: Multi-use trail for hiking, biking, and horseback riding Ravine Gardens State Park: Scenic gardens and hiking trails in Palatka Rodman Reservoir: Popular fishing destination north of the property Rice Creek Conservation Area: Hiking, wildlife observation, and nature study Etoniah Creek State Forest: Hunting, hiking, and outdoor recreation Dunns Creek State Park: River access, hiking, and camping
Climate And Weather
Putnam County enjoys a humid subtropical climate typical of north-central Florida, with warm summers, mild winters, and abundant sunshine throughout the year.
Summer (June through September) Summer temperatures typically range from the mid-70s at night to the low-to-mid 90s during the day. Afternoon thunderstorms are common during summer months, providing relief from the heat and keeping vegetation lush and green. The tree coverage on this property provides shade that moderates summer temperatures.
Fall (October through November) Fall brings gradually cooling temperatures and reduced humidity. Daytime highs typically range from the 70s to low 80s, with nighttime lows in the 50s and 60s. Fall is one of the most pleasant seasons in North Florida.
Winter (December through February) Winters in Putnam County are mild compared to most of the United States. Daytime highs typically range from the 60s to low 70s, with nighttime lows in the 40s and 50s. Occasional cold fronts can bring temperatures near or below freezing, but extended freezing temperatures are rare. Snow is extremely rare.
Spring (March through May) Spring brings warming temperatures and increasing sunshine. Daytime highs climb from the 70s into the 80s, with nighttime lows in the 50s and 60s. Spring is another excellent season for outdoor activities.
The mild climate allows for year-round use of the property. Whether camping in spring, swimming in summer, fishing in fall, or hiking in winter, the weather accommodates outdoor activities throughout the year.
Property Taxes And Carrying Costs
One of the most attractive features of this property is its extremely low annual carrying cost. Property taxes in Putnam County are among the most affordable in Florida.
Annual Property Taxes: $87.69 Tax Assessment Year: Current assessment Tax Authority: Putnam County Tax Collector Tax Payment: Due annually in November (discounts for early payment)
With annual taxes under $90, the cost of holding this property is minimal. Even if you choose not to develop the property immediately, you can maintain ownership for years while deciding on your plans with negligible ongoing expense.
There are no HOA fees, no special assessments, and no mandatory membership dues associated with this property. The only ongoing cost is the annual property tax payment.
Investment Potential And Market Analysis
This property represents a sound investment opportunity beyond its immediate use potential. Several factors support the long-term value of this land:
Florida Population Growth Florida continues to experience strong population growth as people relocate from higher-cost, higher-tax states. The state added over 300,000 new residents in recent years, and projections indicate continued growth for decades to come. This sustained demand for housing and land supports long-term property value appreciation.
Affordability Premium As coastal Florida and urban areas become increasingly expensive, buyers are looking inland for affordable alternatives. Putnam County offers significantly lower land prices than coastal counties while still providing access to Florida's climate, outdoor recreation, and lifestyle advantages. Properties like this one benefit from their relative affordability compared to more developed areas.
Limited Land Supply Unlike manufactured products, land cannot be created. The supply of buildable lots with good access, utilities available, and flexible zoning is finite. As development continues and population grows, the relative scarcity of available land tends to support property values over time.
Two-Lot Combination The combination of two lots into a single parcel adds value compared to single-lot offerings. The larger lot size accommodates more uses and appeals to a broader range of buyers.
Utility Availability Having power at the road significantly enhances property value compared to lots requiring costly utility extensions. The availability of standard utility connections makes development practical and affordable.
No HOA Restrictions The absence of HOA restrictions increases the property's appeal to buyers who value freedom and flexibility. Many land buyers specifically seek properties without HOA oversight.
Purchase Pricing And Financing Options
This property is offered at a competitive price with flexible purchase options to accommodate different buyer situations and preferences.
Cash Purchase
Cash Price: $9,499
The cash price represents excellent value for buildable Florida land with power available at the road, flexible R-2 zoning, and no HOA restrictions. Paying cash provides several advantages:
Immediate full ownership with no monthly payments Clear title upon closing with no liens or encumbrances No interest charges or financing costs Simplest and fastest closing process Complete flexibility to use, improve, or resell the property
Cash buyers should be prepared to complete the purchase within 30 days of agreement. Closing costs are minimal for cash land transactions.
Owner Financing Option
Down Payment: $349 Monthly Payment: $227 Credit Check: Not Required Qualification: No bank approval needed
Owner financing provides an accessible path to land ownership for buyers who prefer to spread payments over time or who may not qualify for traditional bank financing. The terms are straightforward with no hidden fees:
Low down payment secures the property immediately Fixed monthly payments fit most budgets No credit check or bank approval required No lengthy application process or documentation requirements Build equity with each payment while enjoying use of the property Full ownership upon completion of payments
The owner financing option removes the barriers that prevent many people from owning land. There is no need for perfect credit, bank approval, or large amounts of cash on hand. Your down payment reserves the property, and monthly payments allow you to achieve full ownership over time.
Upon completion of all payments, you receive a warranty deed conveying full ownership of the property free and clear of any liens or encumbrances.
What Makes This Property Special
Several features combine to make this property stand out in the Florida land market:
Two Lots Combined Into One Most entry-level land offerings consist of single small lots. This property combines two contiguous lots into one larger parcel, providing more space for building, greater privacy, and increased flexibility for site planning.
Power Available at Road Electrical infrastructure is already in place along Salem Street. You will not face the substantial costs associated with extending power lines to a remote property. This alone can save thousands of dollars in development costs.
Flat, Buildable Terrain The level terrain requires no extensive grading or site preparation before construction. A flat lot simplifies building projects and reduces site development costs.
Mature Tree Coverage The natural woodland provides shade, privacy, and aesthetic appeal. Rather than a barren cleared lot, you acquire a property with established native vegetation that many buyers find more attractive.
Flexible R-2 Zoning The zoning permits virtually any residential use you can envision: site-built home, manufactured home, modular home, tiny home, RV living, or camping. Few properties offer this range of permitted uses.
No HOA Restrictions You make decisions about your property without seeking approval from a homeowners association. There are no monthly HOA fees, no architectural review requirements, and no restrictions on how you use your land within zoning regulations.
Ultra-Low Property Taxes Annual taxes under $90 mean minimal carrying costs. You can hold this property for years with negligible ongoing expense while deciding on your plans or waiting for property values to appreciate.
Established Subdivision Trout Lake Village is an established residential community with maintained road access. You benefit from existing infrastructure without the isolation of truly remote parcels.
Excellent Recreation Access The property's location provides convenient access to Lake George, the St. Johns River, Ocala National Forest, and numerous other outdoor recreation destinations. Few areas of Florida offer this concentration of natural attractions within easy reach.
Owner Financing Available The availability of owner financing with no credit check makes this property accessible to buyers who might not qualify for traditional bank loans. Low down payment and affordable monthly payments fit most budgets.
Frequently Asked Questions
Can I visit the property before purchasing? Yes, prospective buyers are welcome to visit and inspect the property. The GPS coordinates provided will lead you directly to the parcel location. The property is accessible from Salem Street within Trout Lake Village.
Is the property currently cleared or wooded? The property is naturally wooded with mature pine and oak trees and palmetto understory. It has not been cleared. Buyers who prefer a wooded lot will appreciate the natural vegetation; those who prefer a cleared lot can arrange clearing after purchase.
What is the road access like? The property has road frontage on Salem Street, a maintained road within the Trout Lake Village subdivision. The road is unpaved but maintained and passable for standard vehicles.
Are there any back taxes owed? No, all property taxes are current and paid through the current tax year. The property will be conveyed free of any tax liens.
Is there a survey available? The property boundaries are legally defined by the recorded plat of Trout Lake Village. A new survey can be arranged if desired by the buyer at buyer's expense.
Can I install a manufactured home or mobile home? Yes, manufactured homes and mobile homes are permitted under the R-2 zoning.
Can I live in an RV on the property? Yes, RV living is permitted on this property. You may place a recreational vehicle on the lot and use it for camping or full-time residence.
Is there HOA approval required for building? No, there is no homeowners association. Building permits are obtained through Putnam County, not through any private association.
How do I connect to electricity? Contact Clay Electric Cooperative to arrange electrical service. Power poles are located at the road, and standard connection procedures apply.
What about water and sewer? Water is typically obtained through a private well, which is permitted and common in this area. Sewage is handled through a septic system, which requires a permit from the Florida Department of Health before installation.
Is this property in a flood zone? Flood zone status should be verified by the buyer. Properties in this area are typically in Zone X (minimal flood hazard), but buyers should confirm with Putnam County or through a flood zone determination service.
Can I resell the property before it's paid off? Terms for assignment or resale during the financing period should be discussed at the time of purchase.
Contact Information And Next Steps
This property will not last long at this price. Affordable Florida land with power at the road, flexible zoning, and no HOA restrictions is increasingly difficult to find as more buyers discover the benefits of owning land in the Sunshine State.
To secure this property or to ask questions:
Call or text us today to discuss the property, arrange a visit, or begin the purchase process. We are happy to answer any questions and provide additional information to help you make an informed decision.
Do not miss this opportunity to own your piece of Florida. With cash purchase or affordable owner financing options, land ownership is within reach. Contact us now to get started.
Property Summary
Property Type: Vacant Land, Residential Lot Acreage: 0.21 Acres County: Putnam County, Florida Location: Trout Lake Village, near Interlachen Zoning: R-2 Residential HOA: None Power: Available at Road Water: Well Permitted Sewer: Septic Permitted Road Access: Yes, Salem Street Annual Taxes: $87.69 Cash Price: $9,499 Owner Financing: $349 Down, $227/Month, No Credit Check Apn: 05-10-24-9045-0090-0430 Gps: 29.64725, -81.91249
Land Maps & Attachments
Directions to Land
Interlachen
Florida 32148, USA
Take Prospect Ave to FL-20 E
52 sec (0.1 mi)
Take County Rd 315 N to Macgill St
2 min (1.0 mi)
Take Union Ave to Salem St/Salem Trl
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