Walk to The Beach & Golf Course
102 Frontier Cir : Horseshoe Bend, AR 72512
Izard County, Arkansas
Land Description
Own Your Family's Ozark Retreat - 0.43-Acre Lot in the Frontier Subdivision
Build the family gathering place you've been envisioning on this exceptional 0.43-Acre lot in Horseshoe Bend's established Frontier subdivision. Located just half a mile from Pioneer Lake Beach with walking distance to Turkey Mountain Golf Course, city pool, library, and recreation facilities, power and water already available, paved roads providing reliable access, and gently sloping terrain with natural character, this property isn't just land - it's your opportunity to create the vacation home that brings your family together, builds lasting memories, and serves as your future retirement retreat in the beautiful Ozark Mountains.
Why This Property Is Perfect For Your Family Vacation Home:
JUST Half A Mile From Pioneer Lake Beach - Easy Daily Access: This property sits only half a mile from Pioneer Lake Beach, providing the easy lake access that vacation homeowners value most without the premium pricing of actual waterfront lots. Your children and grandchildren can safely walk or bike to the beach for swimming, playing, and waterfront enjoyment. Imagine summer mornings where kids grab towels and head to the lake while parents enjoy coffee on the deck, everyone gathering back at your vacation home for family meals and afternoon activities. The half-mile distance creates spontaneous lake enjoyment rather than requiring driving and elaborate planning every time someone wants to swim. You're close enough for the lake to feel like part of your daily vacation routine, yet you're paying a fraction of what beachfront properties command - often $100,000-$200,000 less than comparable waterfront lots. This proximity delivers the lake lifestyle your family craves at an investment level that makes sense alongside college savings, retirement planning, and other financial responsibilities.
WALKING Distance TO Turkey Mountain Golf Course: Beyond lake access, this property sits within easy walking distance (just 1 mile) of Golf on Turkey Mountain, providing exceptional recreational variety that keeps vacation home visits interesting for all ages. Parents and grandparents can enjoy beautiful fairways and reasonable rates while children participate in other activities. Golf provides the adult recreation and social connection that enhances vacation home ownership satisfaction - you're not just supervising children's activities, you're actually enjoying pursuits you love. The walking distance means you can play a quick round without elaborate planning or driving, keeping golf accessible and spontaneous. For families where some members prefer water activities while others love golf, this dual proximity means everyone finds activities they enjoy, making family gatherings more successful and reducing the conflicts that arise when vacation options are too limited.
WALKING Distance TO City Pool And Library: The property sits just 0.8 miles from Horseshoe Bend's public pool and library, adding practical family-friendly amenities. Access the public pool for swimming when lake water is too cool or when you want pool facilities and lifeguards. Use the library for rainy-day entertainment, free WiFi, community programs, and children's activities. The library provides air-conditioned comfort on extreme weather days and helps vacation homeowners feel connected to the Horseshoe Bend community. These amenities mean your vacation property supports diverse activities and needs - from toddlers needing shallow pool areas to teenagers wanting books and internet to adults seeking community programs. The proximity ensures your vacation home remains enjoyable even during less-than-perfect weather or when family members need alternatives to outdoor lake activities.
CLOSE TO Stores And Restaurants: At just 1 mile from stores and restaurants, your vacation home benefits from practical convenience that makes lake living sustainable. Stock your vacation home with groceries without long drives. Grab forgotten items quickly when needed. Enjoy local restaurants serving home-cooked meals when you want a break from vacation cooking. The convenience means more time enjoying family activities and less time dealing with logistics and errands. For families visiting regularly throughout the year, this practical access makes vacation home ownership manageable rather than exhausting.
GENTLY Sloping Terrain With Natural Character: The property features gentle slope that adds natural character and building interest rather than being challengingly steep. The manageable gradient allows for creative home designs including walkout or daylight basement options that maximize usable square footage in your vacation home. Build a main floor with bedrooms and living areas, then add below-grade space accessible from the lower level for additional bedrooms, recreation rooms, or storage. The gentle slope provides natural drainage advantages, interesting landscaping possibilities, and the terrain variation that makes properties more attractive and valuable. Unlike perfectly flat lots that can feel generic, this property's natural topography creates character and distinctiveness that enhances both your vacation home experience and eventual resale value.
POWER And Water Ready - Build When You're Ready: Unlike raw undeveloped land, this lot comes with power and municipal water already available for connection. This ready infrastructure means when you're ready to build your vacation home - whether that's next summer or in a few years when finances align perfectly - you can break ground immediately without delays, uncertainty, or surprise costs. Simply connect to existing utilities and focus your budget on creating the family retreat you've envisioned. For families balancing vacation home dreams with practical financial planning, knowing infrastructure costs are handled allows accurate budgeting and prevents the unpleasant surprises that derail projects. You won't discover you need to spend $15,000-$25,000 bringing utilities to the property before construction even starts.
PAVED Roads For Reliable Access: The property sits on paved roads providing reliable year-round access in all weather conditions - critical for a vacation home you'll visit regularly throughout all seasons, not just summer months. Paved roads handle spring rains, winter weather, and heavy use without deteriorating into muddy tracks that strand visitors or prevent access. Reliable access means you can confidently plan visits, bring elderly family members without mobility concerns, arrive with boats and recreational equipment, and access your property whenever you want. For construction purposes, paved roads mean contractors can reliably reach the site, materials can be delivered without issues, and building timelines won't be disrupted by access problems. The paved infrastructure also signals a well-maintained established subdivision that protects property values.
GENEROUS 0.43-Acre Size With Room For Everything: At 0.43 acres, this property provides ample space for a quality family vacation home without overwhelming maintenance burden. Build a comfortable 1,500-2,000 square foot lake home with multiple bedrooms for extended family visits. Establish a large deck perfect for outdoor dining and sunset watching. Create outdoor living spaces with fire pit for evening family gatherings. Add parking for multiple vehicles and boat trailers. Plant trees and establish landscaping that enhances privacy and beauty. The 0.43 acres gives your family space to spread out and enjoy outdoor activities without the constant upkeep of multi-acre properties that turn vacation time into maintenance work. It's perfectly sized for the balance between usable space and manageable maintenance that vacation homeowners need.
ESTABLISHED Frontier Subdivision - Quality Neighborhood: This property sits in Horseshoe Bend's Frontier subdivision, an established neighborhood with infrastructure, amenities, and the quality environment that vacation homeowners seek. Being in an established subdivision means your vacation home will be surrounded by other quality homes in a proven neighborhood. The subdivision provides community feeling and character that enhances vacation home ownership - you're part of something, not isolated in undeveloped wilderness. The Frontier location signals quality and desirability to future buyers when you eventually sell or transition to full-time retirement living, supporting the property appreciation that makes vacation home ownership a sound financial investment alongside the lifestyle benefits.
RV Living Permitted During Construction: While building your vacation home, you're permitted to stay in an RV on the property for up to one year. This extended timeframe provides tremendous practical and financial benefits. Stay on site during construction to personally oversee quality and ensure your family's retreat is built exactly right. Save thousands on hotel and temporary housing costs - money better invested in quality finishes and amenities in your finished home. Experience the property through all seasons before finalizing interior layouts. Get to know Horseshoe Bend and your neighbors before your home is complete. Begin enjoying lake life and recreational activities even before your permanent home is finished. The RV option transforms construction from a distant project into an engaged family experience.
Affordable Ownership For Middle-Income Families:
Cash Price: Own it outright for just $4,548 plus $249 doc fee (total: $4,797)
For families balancing vacation home dreams with everyday financial responsibilities, this cash price is remarkably affordable for quality lake-access property in an established Ozark subdivision with all utilities ready and exceptional recreation proximity.
Owner Financing - No Credit Check Required: We understand that middle-income families have excellent character and commitment but sometimes prefer to preserve cash reserves or have past financial challenges. That's why we offer straightforward owner financing with no bank involvement, no credit checks, and no complicated approval processes.
• Initial deposit: Just $349 to get started (includes $249 non-refundable doc fee plus $100 down payment toward purchase price)
• Monthly payments: Only $150/Month for 35 months - less than many families spend on cable TV or unused subscriptions
• Total financed amount: $5,350 over 35 months
• Deed transferred upon completion: Once your final payment is made, the deed is transferred and filed in your name - you own your family's vacation property
No hidden fees. No balloon payments. No interest. No prepayment penalties. Just honest, transparent terms that make vacation home ownership achievable for families making smart decisions about quality of life investments.
This financing structure allows you to secure your property now at today's prices while making manageable monthly payments, then own it free and clear in under 3 years - perfectly timed for when you might be ready to start construction.
EXCEPTIONALLY LOW Annual Taxes: At just $53.72 annually, property taxes are minimal - less than a single family dinner out. This low tax burden means ongoing ownership is affordable even on retirement income, and you won't face rising tax bills that force you to sell. For a vacation home you'll eventually transition into retirement living, these reasonable taxes provide long-term financial sustainability.
About Horseshoe Bend & The Ozark Lake Lifestyle:
Horseshoe Bend isn't just another small town - it's the authentic Ozark lake community where families create the memories, connections, and quality of life that make vacation home ownership so rewarding. Nestled in the stunning Ozark Mountains along the Strawberry River with access to multiple pristine lakes, this charming community delivers everything families seek in a getaway destination.
ICONIC Natural Beauty Year-Round: The town takes its name from the distinctive horseshoe-shaped bend in the Strawberry River, creating unique and breathtaking landscapes. Surrounded by rolling Ozark Mountains, crystal-clear lakes, and lush forests, Horseshoe Bend offers scenery that changes beautifully with each season. Spring brings wildflowers and new growth. Summer offers lush green beauty and warm lake days. Fall explodes with brilliant foliage. Winter reveals peaceful snow-dusted views. Every season has its magic, giving your family reasons to visit year-round and creating varied experiences.
MULTIPLE Lakes For Diverse Water Recreation: Living in Horseshoe Bend means access to exceptional water recreation. Pioneer Lake provides swimming beaches perfect for families with children. Crown Lake (2 miles away) and Crown Lake Resort (2.5 miles away) offer additional fishing, boating, and water activities. The Strawberry River adds moving water recreation. Multiple boat launches provide convenient access for family boating adventures. Having diverse water options means different family members can pursue different activities, making family gatherings more successful and enjoyable for everyone.
OUTDOOR Activities Beyond The Water: Horseshoe Bend offers recreation beyond lakes. Hiking trails through Ozark forests provide family nature walks. Turkey Mountain Golf Course delivers quality golf at reasonable rates. Wildlife viewing delights children and nature lovers. The area supports camping, picnicking, and exploring natural beauty. These diverse activities mean your vacation home supports all interests within your family.
WARM Community Spirit Welcomes Vacation Homeowners: What truly sets Horseshoe Bend apart is genuine community warmth that welcomes vacation homeowners. Neighbors look out for each other's properties when owners are away. Local festivals and events provide opportunities to connect and feel part of the community. The town balances welcoming newcomers with maintaining authentic character. You're joining a community, not just buying property.
PRACTICAL Amenities Without Tourist Pricing: While Horseshoe Bend offers peaceful lake living, you're not stranded without necessities or paying inflated resort prices. Essential services include grocery stores, gas stations, restaurants with reasonable prices, medical facilities, and other conveniences. Stock your vacation home and handle weekly needs without long drives or tourist-trap pricing.
AFFORDABLE Living Supports Retirement Transition: Arkansas's affordability is critical for vacation homes that might eventually become retirement residences. Property taxes are minimal. Cost of living is far below national averages. When you retire and transition to full-time lake living, your retirement income will stretch comfortably.
FOUR-SEASON Climate Encourages Year-Round Use: The Ozark region offers four distinct seasons without extreme weather. Summers are warm and perfect for lake activities. Fall is spectacular. Winters are generally mild. Spring arrives early. The moderate climate encourages year-round use of your vacation home, maximizing your return on investment.
Endless Possibilities For Your Family Lake Home:
Whether you're building your family's summer gathering place for creating generations of memories, establishing your future retirement residence near recreational activities, creating a multi-generational retreat where family traditions develop, investing in real estate that enhances quality of life while appreciating, securing a peaceful weekend escape from city stress, or developing the lake home that becomes central to your family story, this 0.43-Acre lot in Frontier delivers location, buildability, amenity access, and the foundation for the lake lifestyle your family deserves.
Picture summer weekends with children walking to Pioneer Lake Beach while you enjoy coffee on the deck. Imagine mornings playing golf at Turkey Mountain followed by family barbecues. Envision grandchildren learning to fish and creating outdoor memories. Consider retirement days filled with lake activities, golf, and peaceful Ozark beauty. Think about annual property taxes under $54 supporting affordable long-term ownership. This property offers you the vacation home canvas - you provide the vision and create the family gathering place.
Property Details:
Apn: 800-04677-000
Address: 102 Frontier Cir, Horseshoe Bend, AR 72512
County: Izard County
Subdivision: Frontier (established neighborhood)
Acreage: 0.43 acres
Lot Type: Premium lot, gently sloping terrain
Zoning: Residential with 1,000 sq. ft. minimum (800 sq. ft. heated)
RV Allowed: Yes, during construction up to 1 year
Power: Available
Water: Municipal water available
Road: Paved roads, year-round access
Annual Property Taxes: Only $53.72
Distance to Pioneer Lake Beach: 0.5 miles
Distance to Public Pool/Library: 0.8 miles
Distance to Turkey Mountain Golf: 1 mile
Distance to Stores/Restaurants: 1 mile
Distance to Crown Lake Pier: 2 miles
Distance to Crown Lake Resort: 2.5 miles
Special Features: Buildable lot, exceptional recreation access, utilities ready
Ready To Build Your Family's Lake Retreat?
Don't let this opportunity slip away. Properties with walking distance to lake, golf, and recreation facilities, plus utilities ready and affordable pricing in established Ozark subdivisions, are increasingly rare. At under $4,800 cash (or only $150/Month), this Frontier subdivision property represents exceptional value for families seeking quality lake living.
Contact us today for:
• Additional property photos showing the location
• Answers to questions about construction, utilities, or amenities
• Information about visiting the property and experiencing Horseshoe Bend
• Assistance with the simple purchasing process
• Details about Pioneer Lake, golf, and recreational opportunities
Your Ozark vacation home dream is closer and more affordable than you think. With financing requiring just $349 to start and only $150 monthly payments, half a mile from Pioneer Lake Beach, walking distance to golf and recreation, premium lot positioning, power and water ready, paved road access, and annual taxes under $54, this property checks all the boxes for families ready to create their lake retreat.
Make this exceptional property yours today - your family's Ozark gathering place is waiting.
Land Maps & Attachments
Directions to Land
To get to 102 Frontier Cir, Horseshoe Bend, AR 72512 from Little Rock, AR, head north on US-67N.
After about 80 miles, take exit 55 for AR-56 toward W Melbourne/Horseshoe Bend.
Turn left onto AR-56W, then turn right onto Turkey Pen Dr.
Turn left onto Frontier Cir. The destination will be on your left.
Safety Note: Watch out for wildlife crossing the road, especially at night.
More Land Details
Land Price History
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